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help please needed

i had a baliff at the door today when i got home and gave me a letter saying i have 24hrs to pay £460 quid or the levy and take goods ( thye havent levied any goods as i havent let them in)

i phoned the baliffs to see if i could arrange a payment schedule they siad they wernt willing to do it and i should contact the court ( where the fine is from) i did this and they said that they couldnt make any agreements becasue it had gone to the baliffs

im afraid they'll send me to prison ive already been once due to another fine that i couldnt pay any know how i can get any help im only on benefits and 460 pounds is a hell of a lot of money
Replies to posts are always welcome, If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you

Comments

  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    What is the debt for?

    Might be worth trying to arrange a repayment schedule by letter rather than over the phone - this will at least show a willingness to pay.

    Have you done a SOA to see how much you have available to pay towards your debts?
    http://www.makesenseofcards.com/soacalc.html
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • jamespir
    jamespir Posts: 21,456 Forumite
    GeorgeUK wrote: »
    What is the debt for?

    Might be worth trying to arrange a repayment schedule by letter rather than over the phone - this will at least show a willingness to pay.

    Have you done a SOA to see how much you have available to pay towards your debts?
    http://www.makesenseofcards.com/soacalc.html

    its for apparently not having a tv licesce two yearso ago although impretty sure we have one in the gfs name iwas gonna make a payment of £50 quid on thursday when i get payed just so the court can see ive at least attempted to amke payments
    Replies to posts are always welcome, If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    If you do indeed have a TV licence then it would be registered against your address - have you tried contacting TV Licensing to check their records?

    Have you tried contacting the court - there must be a number to ring to arrange payments?

    Make sure you keep written records of all calls you make.

    If you sort this out, then get on to a debt counselling firm eg CCCS as soon as you can to sort out your financial problems so this doesn't happen again.
    One life - your life - live it!
  • jamespir
    jamespir Posts: 21,456 Forumite
    If you do indeed have a TV licence then it would be registered against your address - have you tried contacting TV Licensing to check their records?

    Have you tried contacting the court - there must be a number to ring to arrange payments?

    Make sure you keep written records of all calls you make.

    If you sort this out, then get on to a debt counselling firm eg CCCS as soon as you can to sort out your financial problems so this doesn't happen again.

    i contacted the court and they said they couldnt go against the baliffs but her suggetsion was to make some payments as soon as i cna so if it does come abck to the court it will look good
    Replies to posts are always welcome, If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you
This discussion has been closed.
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