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Credit file & IPA

Hi

I'm not even BR yet so a little ahead of myself.

when you clean up your file after BR will they be able to mark file as "satisfied" if you have an IPA lasting 3 years?

Will an IPA be on your file for a total of 9 years?

Sorry if this is a daft question (i seem to be having a "blonde" day/week/month) :p

MBDF
In for a penny in for a pound :j

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    when you clean up your file after BR will they be able to mark file as "satisfied" if you have an IPA lasting 3 years?

    Yes.

    Will an IPA be on your file for a total of 9 years?

    An IPA is not on your credit files AT ALL

    An IPA does not effect how the debts should be marked when you are discharged, and is not recorded on your credit file at all.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Thanks Fermi!!!
    In for a penny in for a pound :j
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