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Tuesday 28th July - What small DFW things have you done today?!

Candy0107
Candy0107 Posts: 1,645 Forumite
Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
edited 28 July 2009 at 7:19AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D:D:D:D:D


Morning All

Hello to everyone else who posts today. Hugs to those that need them

Today I have/will:
• Checked online banking
• Meals from storecupboards
• Enter comps online
• Have a NSD – I will do this!
• Go to the library after work to get a new book
• Look in the local papers for jobs in the local area
• Work really hard at work
• Think of way’s to blag a gym session when I am in Liverpool
• Go to the gym after work
• When I get home from the gym look for a job
• While I am on the internet catch up on yesterday’s forum

Think that is about it…..have a great day everyone

Candy xxxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
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Comments

  • Miss_Piggy_2
    Miss_Piggy_2 Posts: 3,631 Forumite
    Morning all!

    Up and about early today so hoping to get a few things done!

    * Storecupboard lunch and tea
    * Charge mobile at work
    * Investigate possibility of home-working
    * Ironing (bleugh)
    * Look for more things to ebay
    * Work out budget for next month - see if I can figure out a spreadsheet
    * Try to have a NSD
    * Sort out some piles of paperwork :eek:

    Hope everyone has good Tuesdays!

    Miss P
    xx
    **Keep Calm and Carry On!**
  • Jag_Babe
    Jag_Babe Posts: 91 Forumite
    edited 28 July 2009 at 6:31PM
    Good Morning Everyone

    My plan for today is -
    1. Check internet banking -done
    2. Check pigsback account -done I am now up to 3,494 points
    3. Home Study Course Work (Finanacial) I am going to leave this until tomorrow as I don't seem to be able to make any sense of it.
    4. Make a list of items that can go on ebay - photograph and list 20 of them I have made a start on this but will finish it tomorrow as DH is in from work and is reluctant to let anything go.
    5. Catch up on emails - done
    6. Complete the ironing pile - done
    7. Daily scratchies - done
    8. Home Study Course Work (Pet Sitting and Animal Care) done
    9. Do more work on my blogs done
    10. Look for new work contracts - done Unfortunately nothing suitable today
    11. Look for a part time job and follow up on the jobs that I printed yesterday - done Forms getting sent out from the JC
    12. Do some work on the current projects - done
    13. Finish sorting out the course training notes I started on yesterday
    14. Catch up on the washing - hang outside if it stays dry - Typical it has started to rain washing now hanging on the airer - done
    15. Update diary and sort list for tomorrow done
    16. Walk the dog done
    I think that is everything that needs done, slightly easier day today so might even get some sun.
    I am aiming to be debt free by the time I am 30 (May 2010)
  • slig
    slig Posts: 400 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    edited 28 July 2009 at 8:04PM
    Morning!

    Today for me:

    [STRIKE]Daily scratchcards[/STRIKE] - 30p
    [STRIKE]NSD[/STRIKE]
    [STRIKE]Packed lunch, and dinner from stores[/STRIKE]
    [STRIKE]Visit my grandad after work for a chat and a slice of cake[/STRIKE]
    Do any surveys that pop up, check for mystery shops nothing :(
    [STRIKE]Read book[/STRIKE] and do some writing
    Debt at LBM (17/10/08) £5727.61 Debt free date 31/08/09
  • Good morning :)

    Today looks to be another one of those "confused" weather days like yestersay (blistering sun at 1pm, heavy rain by 8pm). So, just a typical Scottish summer :cool:

    Anyway, onto my list:
    • free scratchcard (10p)
    • daily clicks
    • breakfast from stores - some porridge that needs to be used up by the end of August
    • brought in lunch from home
    • hopefully a NSD
    • post ink cartridge off to Tesco recycling for points
    • last night of sculpture class
    • do any surveys that come my way
    • read book on my commute
    • do some writing for class tomorrow
    • find out if I'm still on placement next week, or if Friday is my last day
    I think that's everything :) Hope everyone else has a good day! x
    £10 a day: March - August: £1653.54/£1840; September £92.86/£300
    NSD: April - August: 49 NSDs; September: 9/12
    101 in 1001 Project: 05/07/09 - 01/04/12 (8/101 completed)
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Morning all!
    23 more days to work and counting!

    Today I will/have...
    • Had brekkie at home
    • Free lunch at work with customers
    • Make tea from wilting veggies and storecupboard (5 bean chilli)
    • Get OH to pick up pitta breads to go with chilli
    • Walk dog for free exercise
    • Hoover house
    • Check banks
    • Phone car showroom to make sure its ok to pick up car tomorrow
    • Do some work (just a little bit!)
    • Do any surveys that come
    • Report lost Nectar card
    • Do expenses
    • Give back company Amex card and insurance card
    • Look for cheap birthday pressies for OH
    • Phone mum from work and grovel for being grumpy yesterday
    • Have a NSD
    That's it for me - have a good day
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hellooooooo Everyone!

    I am back and nasty piggy flu has gone, OH had it too but touch wood Little Pip is still fine.
    Lots of new people, Yay!

    Today I will:
    • Have a NSD as I lost my purse and had to cancel cards so OH has given me his card so I will have a NSD HE wont!:rotfl::rotfl:
    • Put some Bicarb down to get rid of the yucky smell in living room rather than buy an air freshner.
    • Keep the small drop of listerine left in the bottle until tomorrow rather than throw it away like I would have previously.
    • Scratchees
    • Pinecone survey, Yay!!
    • Storecupboard tea as per meal plan
    • Continue cross stitching mums Birthdy present
    All I ca think of, hugs for those that need them and have a lovely day.

    TTFN! x x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • debt_obsessed
    debt_obsessed Posts: 100 Forumite
    edited 28 July 2009 at 11:35AM
    Morning all,

    List of things for me today is:

    1. [STRIKE]Check online banking (I've never checked as much as I do since joining this thread!)[/STRIKE]
    2. [STRIKE]Surveys[/STRIKE]
    3. Post ebay sales
    4. [STRIKE]Check ebay[/STRIKE]
    5. [STRIKE]Spreadsheet tweaking (get paid on Friday)[/STRIKE]
    6. Lunch from home
    7. Transfer spare change to sealed pots
    8. [STRIKE]Charge phone at work[/STRIKE]
    9. Make up a batch of pasta for lunch tomorrow
    10. [STRIKE]Read magazines at work (get delivered free!)[/STRIKE]

    Enjoy xx
    :beer:
  • Bad_Weather
    Bad_Weather Posts: 427 Forumite
    I love this its so helpful:

    Today I have:

    1) Checked my online banking
    2) Paid my Credit Card (one of)
    3) Brought my lunch
    4) Used a voucher for a free nailpolish
    5) Checked my phonebill
    6) Updated my Spend thing online
    7) Have a NSD
    8) Charged phone at work
  • babyhead
    babyhead Posts: 731 Forumite
    edited 28 July 2009 at 7:45PM
    Morning!

    Thanks for starting thread. Hope everyone is feeling ok today.

    Plan for today is -

    1/scratchies - DONE
    2/online banking- DONE
    3/work hours - done an hour but will catch up tomorrow or thurs
    4/cleaning list - NEARLY DONE done :O)
    5/entertain DS for free YEP SO FAR :oDONE
    6/food from stores YEP. PLANS FOR TEA TOO SO DONE!
    7/look after DH. He is off sick with something. Hopefully not piggy flu :rolleyes: YEP. DONE
    8/odd job list not doing anything so far...nothing is urgent anyway.
    9/do comps going to start now
    10/sort out my massive electric bill :mad: nope will do tomo when OH not around
    11/update monthly debt totals etc will do later hopefully or if not def tomo
    12/carry on researching flylady/OS/Gardening stuff might not get round to this today as going to watch a dvd with OH once DS is in bed.

    That's enough for today i think :eek: Will try and catch up later!! Have a good day everyone!!!!!! :D

    ETA - definately a good day! Altho has been hindered by OH being off sick. Tired out and want to watch a dvd in a bit so i'd better crack on with my comps!
    DFW Nerd #1152
  • Morning everyone!

    Today I have/will
    Check online banking
    Check to see if balance transfers have gone through on cc
    2 Mystery shops
    Walk dogs with dd before she goes back (a dog is free exercise)
    Put bike advert on local stuff4sale
    Clean bedroom
    Get ds to clean his bedroom:eek:
    Prep for meeting with client tomorrow

    Can't think of anything else yet:D
    My finances are work in progress.
    Normal veiwing will resume shortly
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