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Josephine's 'I will buy a house by the time I'm 30' diary
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Well, a lovely no spend day today! Could have spent £1.80 on the bus to go pick my car up from the station but as it wasn't raining thought I woud walk there- took me 50 minutes and I was exhausted, but felt good about saving the money. :j
Then came home, watched some DVD's and then went to the library to pick up my new books, post my DVD's back to Tesco and then came home and made a healthy dinner. Housemate tried to tempt me to takeaway and wine but I kept my resolve and said no.
Been on my cross trainer tonight, so carrying on with the getting healthy and fit for free mission!
Hoping for a no spend day tomorrow. Need a birthday card for my best friend but think i have some spare ones somewhere in my drawer.
Right, shower, glass of wine and TV time!Debt free as of 2 October 2009
Mortgage free as of 27 March 20240 -
Well, haven't been here for a while!
Saturday: Low spend day, just bought some kebab skewers for a BBQ, A bottle of pepsi max (tesco coupon for 40p off) and a mango.
Sunday: Just spent £5.57 in Aldi on fruit and veg for the week. Such a bargain!
Monday: No spend day- woohoo!
Tuesday: Starbucks £2.29. I know. I haven't had one for weeks and I needed a pep me up. Bought my colleague lunch for £5.70.
Wednesday: My mum came up to London for lunch and I treated her to lunch- she only lives off her pension. £11.98.
Thursday: No spend day so far. Dinner out tonight though.
Planning for the rest of the weekend to be no or low spend.
Today I put an extra £40 into my car loan fund as I only have 3 counselling sessions this month. Also found out that as I've been in my job a year I get a payrise that kicks in next month, so I'll be able to put £320 into my savings a month. Woohoo!
Got a whole pile of stuff photographed, just need to put on ebay, think that is a weekend task!Debt free as of 2 October 2009
Mortgage free as of 27 March 20240 -
I have been very bad :mad: and not been updating this. I try so har to not spend money on things and have had a few no spend days but I always end up spending money on crap, this month has been no exception. I do have money left in my account that will still be there come payday, so an extra £25 will go in my savings, and I only had 2 counselling sessions this month so the extra £80.00 went in savings too. I think I am doing better but I still think I could be paying more into my savings. Am going to go thru my statement again for August and see exactly what happened.
I really want to be stricter but then I also want to have the things I like and enjoy- Its so hard, isn't it- you want to pay off your debts but also want to enjoy life.
Anyway, After I've been through my statement for august I will update and see how bad I really was for august.
Roll on september, hope I can be better!Debt free as of 2 October 2009
Mortgage free as of 27 March 20240
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