We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Final Salary Pension - advice please

Hello all,
I'm looking for a bit of advice and i'm not sure who to speak to.
I have some debt that I would like to pay off asap. I have a final salary pension that I had been contributing into for five years until 2005 when i left the company.
Would I be able to get the money that I contributed back as a lump sum to pay off the debts? I already have a SIPP with Hargreaves & Lansdown and a Non Contributary pension with my current employer so I feel that I am OK in that respect.
I am also still in 20s.
Look forward to hearing your replies.

Comments

  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    The answer you will receive will be a resounding NO, sorry,;)
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • agmoore
    agmoore Posts: 77 Forumite
    OK that's fine, I thought I would though as I was entitled to take the contributions I made in another pension.
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    You can only do that if you leave a final salary scheme before 2 years employment are up.
    Trying to keep it simple...;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.