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Items from catalogue and BR

What is the position on items ordered from a catalogue that we were paying for?

Will they ask for it back now that we are BR?

It cost about £265 and we had paid £42 of it. It was to be paid for over months interest free. I listed them as a creditor on the BR forms.

Thank you

A
x
Look down your nose at me and I thumb my nose back at you. :p

Bankrupt: 8th July 2009
Early Discharge: 19th Jan 2010

Proud BSC Member: 278

Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    doubtful they'll ask for it back NEVER known it happen in the past...didnt with me TBH (the OR would only be interested if you'd max'ed out the account a short time before your BR)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • antarctica
    antarctica Posts: 499 Forumite
    No it wasn't maxed out it was the only item we ordered at £265 but it was in April and then we went BR in July. My OH was working in April and £20 a month was nothing to us or so we thought! :(

    I have agoraphobia and my OH got me a treadmill so I could exercise at home.
    Look down your nose at me and I thumb my nose back at you. :p

    Bankrupt: 8th July 2009
    Early Discharge: 19th Jan 2010

    Proud BSC Member: 278
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    The OR could argue the fact you took on more credit while insolvent...still very much doubt anything would be done though
    We all die. The goal isn't to live forever, the goal is to create something that will
  • antarctica
    antarctica Posts: 499 Forumite
    Oh dear, I do hope not. OH was getting paid lots and lots of cash at that time, we just didn't realise things would get so bad so quickly.
    Look down your nose at me and I thumb my nose back at you. :p

    Bankrupt: 8th July 2009
    Early Discharge: 19th Jan 2010

    Proud BSC Member: 278
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Worse case? a telling off.....(I presume he's had interview? in that case probably nothing will happen)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • antarctica
    antarctica Posts: 499 Forumite
    No, the OR spoke to us briefly on the phone cos we called him, but he didn't need to speak to us.
    Look down your nose at me and I thumb my nose back at you. :p

    Bankrupt: 8th July 2009
    Early Discharge: 19th Jan 2010

    Proud BSC Member: 278
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    that case then dont worry....
    We all die. The goal isn't to live forever, the goal is to create something that will
  • antarctica
    antarctica Posts: 499 Forumite
    that case then dont worry....

    Thank you. my husband feels bad that he can't pay for the treadmill actually, he desperately wants me to be able to keep it!
    Look down your nose at me and I thumb my nose back at you. :p

    Bankrupt: 8th July 2009
    Early Discharge: 19th Jan 2010

    Proud BSC Member: 278
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Everyone else will tell you the same....you'll be safe (we had sofas & a few bits & the OR didnt worry....)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • cazjenki
    cazjenki Posts: 370 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Alot of my debts were owed to catalogues and the OR never mentioned anything about the things I had bought from them.
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