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being a bit dense here but all the acroymns??

what do they mean?

SOA - state of affairs
LBM?????

ETC ETC - is there a thread which tells me what is what.
P.S how have some posters got stars and that???
O/S Debt: PL £[STRIKE]15207.34[/STRIKE] £9884.55; HSBC £4060.99; Tesco£1430.15; M&S £5990.17; Virgin [STRIKE]£5158.69[/STRIKE] £4210.14; Egg £4619.00; O/S = ££30,292.42 AIM - To Be Debt Free 56 months

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