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Charging Order? The myth
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You're largely right but for other people reading this; it should be understood that a creditor with a Charging Order does have the right to apply for an Order for Sale on, either, a solely owned or jointly owned property.
Any agreement from the non debtor who jointly owns the property is not required as the Law gives them no say on this matter.
However, it should also be understood that Orders for Sale are rarely sought by creditors (especially for consumer debts) as they know its virtually impossible to get a Judge to grant them as they are almost always family homes.
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