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SOA - How Do You Work it Out

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Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    I think a sub board is needed for scottish bankrupts
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • Miss_Poohs
    Miss_Poohs Posts: 630 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I've got a post on going for a Scottish B/R sub board Debtinfo - so doesn't any of that apply in Scotland?

    I've worked out I earn 28% of that of my DH.
    Don't try to keep up with the Joneses - Drag them down to your level - it's cheaper . :p:D
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    debtinfo wrote: »
    I think a sub board is needed for scottish bankrupts

    Most definitely - must be really frustrating to get advice then find practically none of it applies to your circumstances. :mad:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Miss_Poohs wrote: »
    I've got a post on going for a Scottish B/R sub board Debtinfo - so doesn't any of that apply in Scotland?

    I've worked out I earn 28% of that of my DH.

    I think the problem for me is that I don't know anything about how the Scottish system works. I can say what I did for my bankruptcy here and how it worked out for me, but I wouldn't be comfortable suggesting that any of that applies to Scotland.:confused:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Same here i can only comment about the english system
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Have you tried looking through the AIB website
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • Miss_Poohs
    Miss_Poohs Posts: 630 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    We have a debt councillor coming to see us during the week, so he should know.

    I just know he isn't going to be in favour of DH going B/R - he was dead set against it, but we're strugglin here, and the prospect of having to do this for another 11 - 12 years is too much to handle. Specially as even going B/R would be over and dealt with in 6yrs.
    Don't try to keep up with the Joneses - Drag them down to your level - it's cheaper . :p:D
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