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if i pay cash for a house what happens?

when it comes to putting names on the land register...can i just put mine only or the wifes only or both or even a relative? thanks
It is nice to see the value of your house going up'' Why ?
Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
If you are planning to upsize the new house will cost more.
If you are planning to downsize your new house will cost more than it should
If you are trying to buy your first house its almost impossible.

Comments

  • Hippychick
    Hippychick Posts: 738 Forumite
    To protect your own interests it should really be whoever put up the cash goes on the deeds, however you can add your wife or a relative if you want but bear in mind they will be entitled to a share in the property.


    CC debt at 8/7/13 - £12,186.17
    Barclaycard £11,027.58
    Halifax £1,158.59
    5 year plan to live unsecured debt free and move home
  • simpywimpy
    simpywimpy Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You can put it in whoevers name you like but I would definately take advice first. If you put it in the name of a relative and then decide to sell, you would leave them open to capital gains tax as it would not be their main residence. You need to decide on why you would want it in another name apart from your own.
  • geoffky
    geoffky Posts: 6,835 Forumite
    thanks all...message received and understood
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
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