newbie - help

BeautyandtheBeast_3

Thank you RAS!

My next is actually my Next directory account online - could i simply pay the balance using the Egg or Tesco card - that is the same isnt it??
my head is starting to spin a little bit now!

with the M&S card - i dont have to pay the debt onto another CC ie tesco do i? i can simply move xxx amount off.

I have to say im very grateful for everyones help - i really appreciate it. thank you

RAS

BeautyandtheBeast wrote: »

My next is actually my Next directory account online - could i simply pay the balance using the Egg or Tesco card - that is the same isnt it??

Correct. Then close the account.

You need to be a bit careful about using credit cards to pay off credit cards (if that is what you mean) as it can be considered a cash transaction and attract a higher APR. You need to read the terms and conditions.

BeautyandtheBeast_3

RAS wrote: »

Correct. Then close the account.

You need to be a bit careful about using credit cards to pay off credit cards (if that is what you mean) as it can be considered a cash transaction and attract a higher APR. You need to read the terms and conditions.

say i moved the gld balance on tesco as you suggested - that would be a BT or would it be classed as cash transaction. its a scary place this being in debt.

RAS

I realy need to get off. Start by having a read of martin's article here

http://www.moneysavingexpert.com/cards/cut-credit-card-interest