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Day 5 and i'm still smiling - just!!
dizzytina
Posts: 777 Forumite
Morning All,
Well its 5 days since i faced up to reality and started facing up to my debts. I started my diary (Mission impossible - i hope not!) and i have so far managed to try and stay focused:cool:.
When i first faced up to my debt i felt sick and very ashamed:o - that feeling is still there but i have decided that i can't change the past but do have a choice about my future so i am determined to sort my finances out once and for all!!.
i have spent years spending money i didn't have and paying off credit only to take out more - never again!!!. We currently earn £80k a year between me and hubby (fairly evenly split) so i want to be able to have that hard earned money in my pocket not lining someone elses! Ok rant over here is what i have done this week.......
Well its 5 days since i faced up to reality and started facing up to my debts. I started my diary (Mission impossible - i hope not!) and i have so far managed to try and stay focused:cool:.
When i first faced up to my debt i felt sick and very ashamed:o - that feeling is still there but i have decided that i can't change the past but do have a choice about my future so i am determined to sort my finances out once and for all!!.
i have spent years spending money i didn't have and paying off credit only to take out more - never again!!!. We currently earn £80k a year between me and hubby (fairly evenly split) so i want to be able to have that hard earned money in my pocket not lining someone elses! Ok rant over here is what i have done this week.......
- I have registered and listed some books on greenmetropolis (and sold one :j)
- I have listed 40 items on ebay. 30 are still running but i have sold 8 so far:j
- I have signed up to make a £1000 in 100 days and i am off the mark with that
- I have set myself a very steep target of paying off £4k by the end of 09:eek:. I am well on my way with that. i have paid off £641.17 which i am really please with as i have only been going 5 days :T
- I have had 2 NSD's this week and 2 LSD's.
- I have sat down and worked out a budget forecast for the next 12 months
- I have done 3 mystery shops and have another 2 to do next week.
V 12500 B 8300 N 1900 Oct £51/£155
0
Comments
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mornign, welcome to the boards
you sound like you are very organised....wish I could pay off £600+ in 5 days!!!! please please tell me your secretProud to be dealing with my debt:eek:
TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D0
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