Mortgage providers for shared ownership?

martyp

Hi all,

I've got a meeting with my FSA on Monday as my 2 year Halifax Fixed Rate on 6.14% is ending in September. I was excited about saving about £100 by going to the variable rate of 3.5% but my FSA mentioned fixed rate deals starting at 3.99%. I think they're probably the stepped ones that go up after each year but wondered what providers out there did shared ownership mortgages as I know not many do. I can then possibly do my own comparisons unless the FSA would be the cheapest route for a new fixed deal?

My mortgage was £55k when I bought the house in 2005, it was valued at £60k in 2007 and I borrowed £3k on top. The balance is now roughly £54k over 30 years.

I know it'd be a gamble dropping to the SVR and seeing how things go but it's soooo tempting not to bother going to a new fixed rate...

Any advice much appreciated, also interesting to know other mortgage providers that do shared ownership mortgages...