Property inheritance and joint mortgages

French_Toast

Hi, first post from me. Looking for some advice (obviously lol)

Not at this stage and hope not to be, but following heated discussions I'd like to know where I stand!

My now husband inherited a property in 2005, we took a joint mortgage of £117k to renovate and pay off all debts.

We have since married, I have a 17 year old son from previous relationship and we now have a child.

IF we were to split and divorce, where would I stand with regard to the money I have put in via paying towards mortgage, continuing to upgrade house and time and effort. Currently everything is shared, ie bills, shopping etc.

Husband seems to think that if it came to the crunch he could throw me out and I'd have no claim. Is this the case?

Mrs_Bumble

Nice! Was the property inherited put into trust at all? Do you own the property at present jointly or as tenants in common? My understanding is that because you are married that it wouldn't be quite so easy to dismiss your claim, you can give these guys a call for a legal opinion it is free http://www.communitylegaladvice.org.uk/

Probably not a good time to bring this up! But you should both write a will, by writing a will you can stipulate who you want to benefit from the estate etc and as you have children from different marriages you could leave the money in trust for them so that if either of you passed away and the share that you want to go to the children would go into trust and be held for the children thus protecting it from future marriage etc. If the money/whatever goes straight to the spouse it then forms part of their estate if they then marry and don't write a will the estate goes to their new spouse.