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Hi,
I am thinking of taking out a loan with the abovementioned company for a huge sum of 17.5K on a 5yr (62 month) term. Paying 14% APR.
The reason for this loan is debt consolidation as credit cards have reached top limited and I need to acheive some breathing space - Other options in terms of re-mortaging are out of the question as I am carrying a low LTV from NR Together Mortgages.
I have worked on a thorough budget and am confident that with qtr and annual bonues from my job I can get through this loan quickly (within 24 months).
I would like to know anyone has any experience with this company as although I will easily be able to afford the re-payments and have a valid desire to pay off the amount quickly, I hope that this lender is easy to work with and that I wont find any nasty surprises other than the charge for borrowing in the first place!
Before I sign on the dotted line, any advice would be much appreciated.
Thanks,
DC5
I am thinking of taking out a loan with the abovementioned company for a huge sum of 17.5K on a 5yr (62 month) term. Paying 14% APR.
The reason for this loan is debt consolidation as credit cards have reached top limited and I need to acheive some breathing space - Other options in terms of re-mortaging are out of the question as I am carrying a low LTV from NR Together Mortgages.
I have worked on a thorough budget and am confident that with qtr and annual bonues from my job I can get through this loan quickly (within 24 months).
I would like to know anyone has any experience with this company as although I will easily be able to afford the re-payments and have a valid desire to pay off the amount quickly, I hope that this lender is easy to work with and that I wont find any nasty surprises other than the charge for borrowing in the first place!
Before I sign on the dotted line, any advice would be much appreciated.
Thanks,
DC5
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