Cash plus (wots it all about)

nomis21

Can someone please explain to me the concept of a cashplus card......recentley discharged.

How does it work?
What are the charges and how do i get charged..?
Why get one if i have an cashminder electron...?
Will it make my credit rating better?
what are the benefits?

Is it just another gimmick i could do without..?

Thank u

philnicandamy

nomis21 wrote: »

Can someone please explain to me the concept of a cashplus card......recentley discharged.

How does it work?
What are the charges and how do i get charged..?
Why get one if i have an cashminder electron...?
Will it make my credit rating better?
what are the benefits?

EVERYTHING about cashplus but you were afraid to ask here

http://www.mycashplus.co.uk/faq/default.aspx

Is it just another gimmick i could do without..? probably.....I've never had the need to use one (although I did purchase a prey pay card which i've never used)...can come in handy if you ever needed a mastercard or visacard plus some people have used this card in the past for car hire etc...where usually the co-op bank card is declined



Thank u

Just a few thoughts

nervousmother

I have a cash plus and must say use it more than my co-op card. The main reason I got one was so I could shop at tesco.com. Now I transfer all my spare money to it and spend as and when (leaving enough in co-op for bills).

nomis21

nervousmother wrote: »

I have a cash plus and must say use it more than my co-op card. The main reason I got one was so I could shop at tesco.com. Now I transfer all my spare money to it and spend as and when (leaving enough in co-op for bills).

Great thanks nervousmother i see the advantage of using the cashplus card like the way you are using it, but ......
What are the charges? Is it a monthly charge? Do you get charged for not having money on the card? Do you get charged for using the card? What about using cash machines to withdraw your money, do you get charged for using them?

nervousmother

The card now costs £4.95 to buy, plus £4.95 per month on the option I use, or you can use it and get charged per transaction, check out the terms and conditions.. i have never withdrawn cash out of a machine but believe ther is a charge.
Cashplus also offer credit builder my be worth looking at once discharged