People should buy a house to live in

chucky

mbga9pgf wrote: »

How is a graph of official stats skewed?

because the purpose of the graph wasn't to compare mortgage affordability but house price affordability - you didn't seem to understand when you were telling people that they were...

mbga9pgf wrote: »

Where are your stats then chucky? Or are you spouting Bull Sh*t as usual? Wheer are your stats chucky? Go on then, I have provided you with some, I challenge you to do the same!

So you are saying, not to use data that proves your argument is in fact, complete and utter B*llocks? Or do you choose to ignore the first rung of the ladder as unimportant?

and

mbga9pgf wrote: »

Before spouting about statistics, how about actually get some numbers together before you go and embarrass yourself hey?

and this

mbga9pgf wrote: »

Sometimes people talk complete rubbish on here, they really do.

they are two different things that you were trying to compare...

Bloo_Loo

wolvoman wrote: »

Your point is that everybody's circumstances are different? Of course they are.

In which case why do we have these silly debates on here. Some people can afford houses, others cannot because of different circumstances. Let's move on here.

this is a good point, and a total red herring to house prices debate.

System

Dan: wrote: »

The problem is that these young people go to uni for nothing more then a 3 year p.iss up. A degree is not what it once was, bring back the days when only the best of the best could make it to uni.

I'll have you know I did 10 whole hours a week at uni and only went out 5 nights a week!

chucknorris

Joeskeppi wrote: »

I'll have you know I did 10 whole hours a week at uni and only went out 5 nights a week!

When I went to uni I was a mature student (28 years old) I used to carry on studying to about 7pm every midweek night for the first 2 years and a bit less the last year when I was well on top of things. Some of the younger students did tend to be a bit lazy and skip lectures but there were also quite hard workers too, especially the overseas students who were paying quite a bit to be there.

EDIT: just remembered not Friday nights as I went home most weekends

lostinrates

chucknorris wrote: »

When I went to uni I was a mature student (28 years old) I used to carry on studying to about 7pm every midweek night for the first 2 years and a bit less the last year when I was well on top of things. Some of the younger students did tend to be a bit lazy and skip lectures but there were also quite hard workers too, especially the overseas students who were paying quite a bit to be there.

EDIT: just remembered not Friday nights as I went home most weekends

Some of the younger ones did work hard :A. I noted at the time those of us with jobs and paying our way (in full or part) seemed to work harder, to get the ideaof the value of it. I had fun too, and relationships, and started abusiness, but there is no question inmyind its possibe to scrape by with very littlework most of the time: but just because some do doesn't ean we all did.

wolvoman

nearlynew wrote: »

Good Grief.

With twisted thinking like this, it's no wonder we are in such a mess.

What was twisted about it?

mbga9pgf

Because the statement assumes your house is worth what you are willing to borrow for it. It takes into no account the quality of construction, size, type of property etc.

Its like saying, we have it much better than our parents becuase they could only get a 100K mortgage whereas I can get a 250K mortgage - I am dead rich. Which is actually b*llocks. What you actually are is up to the neck in debt.

gazelle8760

The Gazelle has never comprehended those that buy a house purely for "Investment" purposes only, never to live in it, and never to rent it out, what a total waste! My Neighbor has just bought his house, visits it three times per week for a half hour, and then goes back to his parents, won't live in it, nice if you can afford to just waste money each month, and see nothing for it I guess.
There are so many people who are just itching to get onto the propery ladder, and who cannot get their foot onto the first rung, and that house is just screaming to be loved, and is screaming for a family to live in it, and then you get some 27 year old, jack-the-lad with money to burn, who just buys it up in the hope it will make him his fortune, so he can keep his Audi TT on-the-go, it makes me so mad!! Houses are to be lived in, not for show, if you want show, buy a pony!

Fridge2

gazelle8760 wrote: »

The Gazelle has never comprehended those that buy a house purely for "Investment" purposes only, never to live in it, and never to rent it out, what a total waste! My Neighbor has just bought his house, visits it three times per week for a half hour, and then goes back to his parents, won't live in it, nice if you can afford to just waste money each month, and see nothing for it I guess.
There are so many people who are just itching to get onto the propery ladder, and who cannot get their foot onto the first rung, and that house is just screaming to be loved, and is screaming for a family to live in it, and then you get some 27 year old, jack-the-lad with money to burn, who just buys it up in the hope it will make him his fortune, so he can keep his Audi TT on-the-go, it makes me so mad!! Houses are to be lived in, not for show, if you want show, buy a pony!

A person is perfectly entitled to do whatever they wish with their private property regardless of what anyone else feels about it.

I do however have a serious question for all those advocating that a house should merely be for living in...

How would you enforce/police this? Are you seriously suggesting that a law should be passed prohibiting anyone from buying more than one property? of so, what about people who already own more than one property - are they to be consficated?

Just curious.....

mbga9pgf

Heavily tax capital gains on second homes and charge 2X council tax for second homes.

Simples!