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Remortgage

hello to all.2 years back i got a house for 105000 pounds 70000 was my money cash no mortgage and the rest was the councils to help me buy the property.at the moment i have to leave work to care for my twin boys who are ill.i want to Remortgage 70000 which is mine and buy the council out and do a extension.what would the banks let me borrow for Remortgage and do you have to be working is that a must.thank you in advance for any help ta.

Comments

  • Mrs_Bumble
    Mrs_Bumble Posts: 1,028 Forumite
    Was this a Right to Buy?

    What type of scheme exactly was it?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • hi it was a area relocation scheme for run down areas ta.
  • Mrs_Bumble
    Mrs_Bumble Posts: 1,028 Forumite
    If you want to remortgage then you need to have an income, will you have any?

    I do not personally know this scheme but I guess I would also check that there are no penalties for repaying the council within a fixed period of time
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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