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Good Idea??

sugar_lump
Posts: 22 Forumite
in Loans
My baby will be arriving in 6 weeks and me and my partner are currently struggling to pay for our bills, rent, council tax etc due to me not working.
Our housing contract runs out in October so we are thinking of getting a cheaper place.
Would It be a good idea do you think to apply for a small loan to help get us through till then??
Our housing contract runs out in October so we are thinking of getting a cheaper place.
Would It be a good idea do you think to apply for a small loan to help get us through till then??
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Comments
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How will you pay a loan back if you are struggling to pay rent and bills?0
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Once the baby comes, we will qualify for child benefit and housing benefit etc. At the minute we get absolutely no help despite me no longer working as we were coping ok when I was working as well. Plus i will be getting my maternity allowance through as well by then (as it's been delayed).0
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I would advise against getting a loan I think.Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0 -
As soon as your benefits arrive, your outgoings are going to go through the roof.
Those little rugrats cost more to run than a ferrari. You don't want to dicover this with a loan to pay off as well.
Lifestyle change is imminent, may as well start now. Only spend on absolute neccessities.0
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