Friday 17th July - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning everyone....it's Friday at last:beer:
I'm off to my sister's after school today so we can vist the Next sale in the morning - now that's not very DFW I know, but it's great fun:rotfl:
It's wet and horrible right now - I don't think the Sports days will be going ahead at school somehow:o

Anyway, here's my list for today:

• check banking - all ok
• daily scratch
• packed lunch to work
• buy petrol at my sister's, as it's cheaper than round here

Hmmm I can't think of any more! No washing, ironing, no NSD as I need to buy myself food later, so that's all:D

Have a lovely day everyone:j

mogchops

Good Morning Milly and all who follow!!!

Busy busy busy today.......should be younger DDs sports day this morning, but weather looking very iffy, so

We are all excited about tomorrow - its my stepbrothers wedding, and the DDs are flower girls!! :j:jCant wait, its going to be so lovely!

Today:

Check online banking
Quidco clicks
Hokey cokey
DH haircut
Do toenails ready for tomorrow
Iron DH shirt ready for tomorrow
Do rest of ironing (maybe )
Me & DH out for pre-wedding meal tonight (but I am driving so no taxi)
Continue counting down to holiday (5 sleeps!!! :j:j)
Quick whizz through house with duster & hoover

Collected Euros from the post office yesterday - keep getting them out and stroking them lovingly....is that sad?! Just makes the holiday seem nearer!! :rotfl:

Have a great day everyone!

sophiesmum_2

Good morning Milly and Mogchops, you beat me again Milly:D

Hope the weather picks up for everyones sports days, not much happening here today just off to csh nd crry for oldies then lots of paperwork:rolleyes: but at least it's Friday :j:j:j so I will be off to my cottage tonight:D for more decorating and gardening.

Will post my list later hven't sorted it out yet:D

Have a great day everyone xxx

DawnW

Morning all :j

Thanks for starting the thread nice and early Milly just dashing in quickly as I have an early start at work today :rolleyes:

Today I have / will:

Check online banking and move some money to ISAs (mine and OH's - done)

See to animals and plants (done)

HM meals (had breakfast)

Housework hurricane after I get in from work due to OH's fussy and condescending relatives descending for the weekend uninvited when I really ought to be chilling out between working on a consultancy report. :mad: OH will definitely be joining in with all the necessary hoovering, scrubbing and dusting. They will still think the place is a mess though, and say so :rotfl:

Think what on earth I am going to feed them, as they have not had the courtesy to tell us when they will be arriving and have invited unspecified other members of their family to MY house :mad: (Sorry this all sounds horrible, but there is a LOT of history here. When you have been belittled and looked down on for 30+ years it has an unpleasant effect)

Anyway, must get on...

Have a nice day everyone :hello:

DawnW

Ooh sorry about the horrible vent earlier - you must all think I am such a miserable old so and so

Put it down to sthe stress. It seems lately that just as I get to grips with it all then somebody goes and dumps on a whole lot more :eek:

Vicster5

Just the one thing on my to do list today:

• Find a JOB!!!

Found out last night that as of today I haven't got a job, so will be joining the lots of unemployed people out there.
Actually make it 2 jobs:

• Look for a cheap car to buy

As the company car will have to go back too.

Hope everyone else having a better day and even as rubbish as I feel I know that other people are in much worse situations than I am.

savingforarainyday

Morning

Glad I went and picked fruit at allotment yesterday, as it is raining here again.

So today I have checked online banking

Baking and freezing yesterdays pickings
Clean mucky house
Look for some more things to ebay
Washing on airer
Find gym membership card:eek:
Do manicure and pedicure and facial (no salons for me)
Process invoices for new client, and make a list of information for existing client to give me.
Work emails and letters
trying to check electricity bill but cant get on the site

Well if I am going to do all that I will need coffee:D

toriajw

Morning all!

Woohoo its finally friday!! Weather here aint too bad at the moment, although there are quite a few dark clouds so it prob wont be long til the heavens open and down comes the rain!

To do today

• Scratchcard (10p)
• Pay in money for housemate
• Go to River Island sale, need a few things for my hols!
• Clean Kitchen
• Go to gym
• Check on ebay items
• List more things on ebay
• Pay off holiday balance

Think that will do for me today! Other half is off out tonight bowling with work mates so ive got a nice bottle of wine chilling in the fridge for me and all the ingredients for a nice home made gluten free pizza! mmm

Hope everyone has a great friday!

Toria xx

sophiesmum_2

Dawn - feel free to rant away, next time they invite themselves turn the tables and suggest you visit them for the weekend instead, they sound very inconsiderate.

Vicster - Really sorry to hear about your job, hope you have some success in getting sorted with something, what a shock at such short notice.You are the second person this week that I "know" the other in real life that this has happened to. Good luck!

Marru

sophiesmum wrote: »

Dawn - feel free to rant away, next time they invite themselves turn the tables and suggest you visit them for the weekend instead, they sound very inconsiderate.

Vicster - Really sorry to hear about your job, hope you have some success in getting sorted with something, what a shock at such short notice.You are the second person this week that I "know" the other in real life that this has happened to. Good luck!

Can I just quote SM, couldn't have put it better myself.

I am enjoying cup of tea in the house instead in the office - bliss!!

Here is my list and sorry for having duplicate items from yesterday as they didn't get done :
- Scratchies
- Curly
- Cashback bingo (oh when oh when I can cash out, I am soooo close)
- Find out if I can excempt from small claims court fees might be entitled to reduced fees
- Find ouf how much interest I can charge from [STRIKE]b@st@rd[/STRIKE], sorry ex I will try to get the interest that the payments would have accumulated on CTF
- Fill forms to take ex to court apparently I need to warn him first so only can do this after 28 days of warning him has gone without him paying
- If I qualify for excemption from the payment, take forms to court, if not wait till I get money and submit online next week see previous note
- Check online bank - budget petrol + food for weekend
- Make some attempt in updating spreadsheets
- shopping list
- submit hours
- clean animals
- get petrol from cheapest station and get points
- shopping with sticking to list
- Call DD's CTF to find our interest rates for Apr-Jul
- Make complaint to bailiffs about fee them bringing van around (which I don't know if they did or didn't) as to get my payment down by £180.- and threaten to take the case to their governing body if they don't play ball with me

Wishing you all fantastic weekend now. BF is coming here for the weekend and he [STRIKE]threatened[/STRIKE] promised that we are going to sort out my garage so I might be busy...

babyhead

Morning! Yay it's friday :j:j

Sorry to hear about your job Vicster - Good luck with the job hunting. Also sorry to hear about inconsiderate relatives! :mad: I'm hoping no one visits me today as DS has just spread all his toys over the living room floor and it looks like a war zone! He is happy though I am a bad mother typing this as her DS causes mayhem

Bathroom still incomplete - it was inspected yesterday and they have now decided they need to get a plasterer out before they do anything else. So i think we are in for a long wait :rolleyes: We can use it but all the toileteries are currently living in our bedroom :rotfl:

Plan for today is -

1/scratchies - done
2/online banking - done
3/work work work!
4/carry on with budget and sort spreadsheets
5/cleaning
6/list for weekend :eek:
7/food from stores
8/look into life cover
9/contents insurance
10/organise harry p - £7.20 to go to cinema :eek::eek::eek:
11/re-do odd job list

Think thats all. I'm having a quick mooch on here then i will get started. I have to get some stuff done today :mad:

Have a good day everyone!!!!!!