Thursday 16th July - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning DFWs!
Well......today *should* be my performance management review - you must be sick of me saying that!! I'm not worried about it, it's just that everyone else has had theirs so I felt left out;):D
Not much else on today - except for my Next sale VIP slot later.....woohooo:rotfl:
So, here's todays list:

• check banking - move TCs to spending account
• scratchie
• try not to get carried away at Next online:rolleyes:
• packed lunches to work...drinks too, so I wont buy a coke
• washing on airer I think
• dinner from stores - chicken and jacket potatoes
• meal plan for next week
• start to think about writing a list of things to sort for holiday (we go next Sat!)

Ok, that's my lot for now - have a lovely day everone:p

Candy0107

Morning All

Millie – thanks for starting the thread
Hello to everyone else who posts today, hugs to those in need

Today I have/will:
• Checked online banking
• Meals from storecupboards
• Read yesterday’s forum
• Move spare change to my sealed pot
• Catch up with friends on FB and email rather than texting
• Have a LSD – need loo rolls, but I will buy them in bulk
• Read more of my book
• Check on things growing in the garden
• Chill and have an early night

Think that is about it…..have a great day everyone

Candy xxxx

skint-student-nurse

morning! its been a while since i last posted on here, it took longer than expected to get over my operation in april

i quit my job as a supervisor as it was a nightmare, and started working as a check-out chick at a green and yellow supermarket and i got promoted to supervisor yesterday! :rolleyes:

so onwards, and upwards, my DFW aims for today are:

• sort out items for weekend's car boot sale
• raid the flat for OH's loose change and put it in the kitty
• list items on ebay and amazon...may even try ebid!
• check cash-back sites for easy money
• organise mystery shops for next week
• daily scratchcards
• use up left-overs in fridge
• any other productive DFW things that may happen today!

thanks to millie for starting this thread today and i hope everyone has a fab DFW day!

katylittlelady

:jMorning everyone! For today I will be:

• Go to appointment with health advisor (losing weight with NHS for free!)
• Go to hospital for blood test - both using pre-paid bus pass so kinda DFW
• Free scratchie
• Free daily lotteries
• Daily competitions
• Check online banking
• Do home manicure and pedicure
• Any available surveys
• Washing on low temp
• Washing Up
• Put big list of things to do by end of year on fridge and start marking off
• Comps ending soon
• Work 5 hours
• Food from stores
• NSD

Think that will be enough for now!! Have a great day everyone, hugs all round! xx xx xx

toriajw

Morning all!

Well hopefully today is going to be a nice chilled out day for me as for once I dont have a million things to do!

To do today

• Scratchcard (10p)
• Call Travel company to tell them passport numbers
• See if can find somewhere cheap to get legs waxed
• List few things on ebay (already taken pics etc)
• Check for any competitions online
• Paint nails
• Generally pamper myself (think i deserve it after yesterdays good news!!)
• Chat to people on Facebook

Think most of today will be spent sat on the sofa, laptop on knee with a good few girly DVDs!

Hope everyone has a good day.....almost Friday!! :j

Toria xx

Lottebear

Today I have or will;

- Checked online banking
- Been to collect parcel from PO
- I need to post book sold on Amazon
- Contact lense check at 10.00am
- Will use gym membership tonight
- got to wait in 12 for some one to fix boiler.
- Done daliy cards I have £10 so need to wait until tomorrow before withdrawing.
- I need to tend to the tomatos they have gone wild.

DawnW

Morning all :j

Hope to work at home again today, as I got loads done yesterday. However, that depends on whether I am called in to help start something else :eek:

I am starting to make an impression on the workload, which is just as well, as I have just worked out I have only 9 'official' days left at my job (impending redundancy 31 July)! Needless to say, I will have to work 'unofficial' ones as well to get it all done, even if they don't keep expecting me to start / get involved in new stuff, but at least I can see an end to it now. Weirdly, I will be a bit sad to leave, as I have worked there for quite a while and do like the people

So, today I have / will:

Check online banking and move money from old, poorly paying savings accounts that I closed yesterday to ISA (done)

See to animals and plants

HM meals from stores

I hours housework towards onslaught of visitors at the weekend :eek:

Make a start on report for consultancy contract, which is also coming to an end :T

Think about whether to accept interview offered for new PT job. I applied to the OU ages ago to work for them again, and had pretty much forgotten about it to be honest. However, I now have a full time, full on new job which starts on 3 August, and no doubt there will be things to finish off from where I am at the moment as well (I don't escape that easily). Common sense would indicate that I should ring the OU and politely decline - except that I really want to work for them again, and if I bailed out of new high powered job at some stage (might happen :rolleyes:) I would have it to fall back on. Also, because of the way the courses are organised, and my age, I may well not get another chance for an interview

I am not complaining about this potential surfeit of jobs - I realise I am very lucky indeed to have a good job to go to immediately after my redundancy date - but wonder why I always end up working so hard at a time in my life when I would like to start to take things a bit easier.

Anyway, that is my dilemma for today, or one of them. Any thoughts?

Have a nice day everyone :hello:

sophiesmum_2

My list for today

• check online banking
• no spend day
• lunch with oldies at work
• freezer surprise for tea
• make more cookies for DD
• water everything in greenhouse
• laundry hokey cokey
• clean one room in flat with stardrops and microfibre cloths
• try and rehome some furniture from one of oldies flats to save it going into landfill (moved to nursing care) could do with some of the oldstyle shabby chic people living nearby:rolleyes:
• sparkle

Vicster5

Morning fellow DFW's

Hmmm tricky one Dawn, enjoyment at part-time versus more money at full-time. Can you at least go for the interview and make a decision if/when you get the OU job?
Toria - Check your local college to see if they have a beauty bit, students are fully supervised and cheaper!

• Scratchie (10p)
• Banking shuffle (waiting for OH to pay money he owes :rolleyes:)
• Hokey Cokey
• Phone Dentist as temp filling she put in yesterday was more temporary than she intended!
• Ebay some items as OH out tonight
• Post Ebay sale (satisfied customer who came back for more!)
• Meet twin sis at gym
• Charge phone at work
• Lunch in tupperware to save tin foil/clingfilm
• If I raided house for OH's loose change I'd be absolutely loaded, he never emptys pockets and loads of change falls on floor everyday!! :rotfl:
• Sparkle :T

Wishing us all a lucky day!

xx

Pippilongstocking

Morning all
Peedie list

You know you are in your dfw frame of mind when you check the banks etc before you let yourself onto MSE!!

Morning all - Dawn like you I am a contingency type person

I think I would keep the OU stuff if I could but don't over do it - and then have a think about how you want to proceed.

List for today
[STRIKE]Banks checked money juggled [/STRIKE]- Darwin might come home today
He's back, he's back, he's back............
[STRIKE]Phone garage and propose to pay half now and half later. [/STRIKE](scary)
Yoga class later on
Paper day
[STRIKE]Text chap who use to live at house[/STRIKE]
Sow some lettuce
Do some more grass cutting and weeding
Relax!
Phone kids later for a free chat

toriajw

Vicster5 wrote: »

Toria - Check your local college to see if they have a beauty bit, students are fully supervised and cheaper!

Just checked and unfortunately ive picked the worst time possible to want beauty things as the college term is over so they cant do anything now til september! grrr back to searching!!