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FTB Mortgage Multiples...Lie?!

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Comments

  • Wakey2008
    Wakey2008 Posts: 149 Forumite
    Most lenders will take into account some part of your bonuses but not all. You'll need to speak to various lenders to find out what. I'd suggest a broker but the truth is that the best deals involve going direct at present as many lenders do not want brokered business.
    I am a Mortgage Adviser and Freelance Journalist
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • sarmia
    sarmia Posts: 576 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    If you are still getting them you might be ok

    My Oh earns £8 a yr extra in overtime and the Natwest said that because he banked with them they could see how much was going in each week and because it was the same amount that it would be fine. HSBC wanted 3 years P60s and also 13 weeks wage slip to confirm that the extra income was on a regular basis and not from one week to the next.
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