Wednesday 15/7/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning lovely dfw's:D:D:D

Busy day ahaead for me today off to a manager's meeting in Chester for the day so up and out early as I have to pick someone else up on the way.Don't really feel like going as have starts of a migraine :rolleyes: Still gets us out of the office for a day so not all bad,have dosed up with medication so hopefully keep the headache at bay.:D

Hope you all have a great day today, sending hugs to anyone feeling poorly or down, hope you feel better soon. Hi to all the regulars and welcome to any new posters.
Not a big list for me today but here goes :

• check online banking - payday today woo hoo:j
• move money into savings accounts etc
• update spreadsheets
• petrol on expenses
• lunch at manager's meeting
• tea from freezer/cupboards
• laundry hokey cokey and little bit of ironing
• water veggies in the greenhouse
• aim for another no spend day:D
• sparkle

Catch you later xxx

pixiechick99

Morning SM - glad you started the thread today, I'm running a bit late, so just a quick post here!
No performance management review yet....might give up on it:rotfl: I will ask today if we'll squeeze it in before the end of term!
Here's my list:

• check banking - has Paypal money arrived I wonder?!
• daily scrachcard
• packed lunches to work
• NSD I think....straight to work and home, no shops:o
• washing done, on airer judging by the weaer forecast:rolleyes:
• tonight's dinner is spag bol - made last night

That's my lot for today - will try to sparkletoo, but I'm very weary:rotfl::rotfl:

Candy0107

Morning All

Sophiesmum – thanks for starting the thread, enjoy your meeting
Millie - fingers crossed that you might get your performance review


Hello to everyone else who posts today

Today I have/will:
• Checked online banking
• Sign up for emailed job alerts
• Meals from storecupboards
• Read yesterday’s forum
• Move spare change to my sealed pot
• Catch up with friends on FB and email rather than texting
• Enter comps online
• Have a NSD
• Read more of my book
• Work on my 101 list
• Go to the gym tonight to use membership
• Check on things growing in the garden

Think that is about it…..have a great day everyone

Candy xxxx

catspaw

morning both, and everyone else who comes along
for me today
*washing at 30
*dry on airer ( weather-yuk)
* meal from freezer
*check online banking
*homework
*work work
*ironing....maybe

have fun

Miss_Piggy_2

Good morning all

Sophiesmum - hope your head is feeling better later.

Just a quick list as must get my bum off here and do some housework :rotfl:

* Laundy hokey cokey - one at 30'c other at 40'c (jeans)
* Ironing
* Charge mobile at work
* Check on-line banking
* Do some ebaying
* Free dinner - chicken supplied by Mum (bless her)
* Storecupboard lunch


Thats it for now. have good days everyone!

Pippilongstocking

Aww Sm hope you feel OK ta for starting the thread

Hello all - huge waves from the land of the mist.

Today
Check banks
DD's out today so then I can seriously look at money for paying my Darwin to get him out of the garage.
Lunch/Breakfast in to work
Phone on charge
Going to another village later to help a friend with her garden
Arrange some willow for path mulching for a pal who's gardens being done at the moment
Visit a different pal and take in a bunch of flowers to say thanks for looking at my dyslexia assessment and auditing my work review form for me
Do some gardening later, really need to mow the lawns but its soooooooooooo wet its impossible
Move money around
Talk to kids in France later - DD birthday in 5 days woo hoo
Phone on charge
Text a chum about her poor doggie who's not well
Pick up other doggie from a pal who has been on her holidays


Aside that - um not much I guess do some work.

DawnW

Morning all :j

Thanks for starting the thread SM, hope your meeting goes ok and your headache goes away. Good luck re the review Milly - the fact that there seems no urgency to do it suggests to me that your bosses think that you are doing fine - if there was a problem I am sure they would find time :rotfl:

Didn't get round to posting yesterday as very busy and early start. However, today I have / will:

Check online banking (done, as expected)

See to animals and plants (done)

Can work from home today, saving petrol and travelling time :j I have a long list to plough through and hopefully no interruptions.

HM meals from stores and garden.

NSD? Hopefully.

Close some old, poorly paying savings accounts and pay small amounts of money into shiny new one :j

Do 1 hour's housework towards the weekend onslaught of visitors.

Put washing from yesterday (nearly dry) on airer to finish off, as it looks grotty outside.

Not too ambitious a list, as so much work to do. Must get on!

Have a nice day everyone :hello:

toriajw

Morning all!

Already been quite a busy days for me so far and ive still got loads to do! Hopefully today I'll hear about the job interview I went for last week, got everything crossed cos I really want the job!

Todays to do list

• Scratchcard
• Shopping at ASDA (done and managed to get some cheap wellies for the festival in just over a week)
• Mystery Shop
• Washing
• List more things on ebay (it seems to be never ending!!)
• Relax!!
• Go to the gym

Determined to have a nice relaxing afternoon for a couple of hours before we go to the gym tonight!

Hope everyone has a good day

Toria xx

katylittlelady

Morning all!

Bit late posting today! Not such a big list today, more of a chillaxing day today as was a bit stressed yesturday! Hugs to everyone who needs them.

• Daily scratchcard 10p
  
• Daily free lotteries
• Daily competitions
• Food from stores
• NSD
• Check online banking
• Any surveys available - 10p
  
• Comps ending soon
• Relaxing bath (Not money saving, just sanity saving!)
• Work 5 hours
• Washing Up
• Wash on low temp

That's me for today!! Have a great day everyone!:beer:

sophiesmum_2

Well migraine went too bad to be driving so cancelled for meeting, developed dicky tum with it too so didn't fancy being stuck on motorway and feeling yuk. Head feeling a little better now after few hours lie down in dark room but still feel nauseous.So now have a day off to recover.Hate having a day off work when you feel too ill to do anything.:rolleyes:

In good news postie brought me a £60 refund on my car tax from crashed car:j, and also pay slip with training bonus on it - so £150 extra in salary :jeven better as I had been told this was £75 but apparently it was £75 for each module (x2 ) so nice surprises when I was feeling carpy.

Fay - well done on scary loan payment - almost gone now:j:j

katylittlelady

Sorry to hear that SM, migraines are horrid when you get a full on one! Make sure you rest up for the day! I had a mild migraine yest hence why I am doing more chillaxing today and not running round like headless chicken!:rolleyes: