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Tesco card advice needed
freccle
Posts: 770 Forumite
Mods, if this is in the wrong place can you move it please? (Sorry)
I’m about to pay the balance of my holiday which is around £4500. There’s a 2% surcharge for credit cards but I’d be using a Tesco clubcard credit card.
So, with the extra points, is it better to pay by the Tesco card and pay the surcharge or pay by cheque without the surcharge? I know you get some sort of insurance with the credit card but what sort of thing would it cover? The holiday isn’t for another three months.
Thanks for any advice
I’m about to pay the balance of my holiday which is around £4500. There’s a 2% surcharge for credit cards but I’d be using a Tesco clubcard credit card.
So, with the extra points, is it better to pay by the Tesco card and pay the surcharge or pay by cheque without the surcharge? I know you get some sort of insurance with the credit card but what sort of thing would it cover? The holiday isn’t for another three months.
Thanks for any advice
There will always be:
A “LIE” in BELIEVE, an “OVER” in LOVER, an “END” in FRIEND, an “US” in TRUST , and an “IF” in LIFE
A “LIE” in BELIEVE, an “OVER” in LOVER, an “END” in FRIEND, an “US” in TRUST , and an “IF” in LIFE
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Comments
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Does depend how long you have had the card
some pay 1 pt per £2 others 1pt per £4
So the former is worth 0.5% in store, 1% on the double offers, or upto 2% on the deals ( that said when valuing deals I generally use max x3 as other conditions/ lack of using other discounts .. so for me the spending is worth say 1.5% )
With the benefits that using a card brings ( in interest free period & failure cover) I am usually tempted to use it in these cases
BUT
Half figures for newer cardsAny posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.0 -
How do I find out what point it gives? I've had it about 3 yearsThere will always be:
A “LIE” in BELIEVE, an “OVER” in LOVER, an “END” in FRIEND, an “US” in TRUST , and an “IF” in LIFE0 -
Platiumn / finest where ( and hope stil are) the higher earning levelAny posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.0
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Do you have 2 threads going with the same question.
You will not get any insurance by paying with your credit card. This only applies if you are paying directly for your flight or directly to your hotel.
it does not apply if you pay a third party. ie travel agent.
Pay by cheque and save your 2% ie around £90. Would your club card points be more than this. I wouldnt have said so.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
McKneff raise the point that you may not get sect 75 coverage .. this seems a valid point if using an agent- although if buying a holiday from tour operator direct it seems the sect 75 credit card protection would apply
http://www.caa.co.uk/default.aspx?catid=1804Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.0
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