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My Credit file
AdviceSought
Posts: 205 Forumite
I have a lot of settled credit accounts showing on my report. Should I write to the companies and have them removed? Also, for some reason Natwest are showing 3 payments late on my report. This is bizarre as the debt on that current account was from when I was in unemployment, they kept applying bank charges and then interest on top of it. We failed to come to any kind of acceptable arrangement during this period and I now have a loan with them to repay this now I'm back in work (which i really grudge paying given it's for bank charges and interest the kept applying despite me sending them numerous letters explaining the problems i was having). Since this loan has started, I have not missed any payments. I would appreciate advice on how I should proceed with both of these issues.
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Settled accounts will stay on your file for 6 years - see here: https://www.creditreporthelp.experian.co.uk/static/ycrhc/f7d5618f52184281acafba0a89016218.html
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