Please can someone explain dental insurance to me?

abby77_2

millie wrote: »

My dentist charges £10 to fill the claim form in and if like me I rarely have anything done exept the checkup its hardly worth claiming and I ended up cancelling my insurance

Very few dentists charge for completing the form - it's just another way for them to make money. You should find one that doesn't charge - there are plenty out there.
Hope this helps
Abby

Toothsmith

abby77 wrote: »

Very few dentists charge for completing the form - it's just another way for them to make money. You should find one that doesn't charge - there are plenty out there.
Hope this helps
Abby

It depends what the form is.

I rarely charge, but most forms are just ticking a box, writing in a cost and signing.

There are some companies who require an essay, and are on the phone to you for weeks afterwards seeking clarification of one thing or another.

If a patient has a comany like that, then I do charge, as it does take up a lot of time.

I can't remember the last time I had to charge anyone though.

flyingscotno1

I am actually quite interested in getting dental insurance. To cut a long story short I was O.K with my teeth but not overly brilliant. I don't guzzle full sugar Cola every day, but I do like more than a few bits of cake and chocolate!

I am registered with an NHS dentist at the moment but I have been having issues with the practise- it seems they really aren't interested in NHS patients at all and I know other people who have left that dentist practise for similar reasons.

I'm getting a bit of work on my teeth at the moment, just fillings for a bit of decay identified at 6 month check-up. However I never get to see a hygienist and I am lucky if I am in the dentist for more than 3 minutes- except where work has to be done- I feel that work on my teeth is ignored till it becomes a problem then fixed rather than carrying out work earlier. I saw another dentist for at the turn of the year, who said that my teeth weren't that bad and not the worst, and just needed a bit of work to get the standard up and suggested things that needed done that the other dentist ignored.

Talking it over with a friend who works in dentistry I feel for the sake of my teeth I need to go private. I was thinking of taking out Tesco insurance for this at roughly £20 a month, but was wondering what are the rough costs of such private treatments like check-ups and fillings. I feel I could do the £20 in a savings account, but this could be a false economy. Is Tesco one of the better policies to get or am I better looking elsewhere- any advice is welcome and sorry for hi-jacking the OP's thread! :T

BitterAndTwisted

I see a private dentist because I can't find an NHS one and from memory I pay £40 a time to visit the hygienist and about the same for a check -up with my lovely dentist man. I had a crown a couple of years ago and I think it cost me £250 and a filling was about £60. This is in Covent Garden in Central London.

Gogette

Hi princessamy86

I'm with Denplan (have been for about 7 years) and I'm really happy with it. I'm a grade 'B' and pay £15 per month. This (if I understand it correctly) will pay for everything except lab fees if I need molds or anything else made that's individual to me.

The only drawback at the beginning is if you have existing problems. I had to have a small and a massive filling done first, but then I was 'toothfit', I had the assessment where you are assigned to a grade ('A' is excellent and you pay less, 'G' is not very good and more expensive) and I've not paid any extra costs except the monthly fee. This includes appointments twice a year, x-ray every 2 years and scale and polish. It also covers emergency appointments as my sister found out when her wisdom teeth started playing up. She needed several last minute appointments and she didn't pay anything extra (she's on a 'B' as well).

The price has also stayed low as it was (I think) £12.50 a month when I started it, so I can't complain about that.

I hope this helps

Gogette