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Bankrupt today!

Hi,

Well, my boyfriend is officially BR today as of 12.05 and it really wasnt as bad as we were expecting.
Got to court at 9am with no appointment we were second in line and the clerk took his forms, went through them and asked him to sign and date certain parts then made him swear on holy bible that the info he had written was true to best of his knowledge.
We then had to wait to see Judge however after a 3 hour wait she then just stamped the papers without us seeing her and then after a further 2 hour wait (cause the clerk went to lunch) and after which he faxed the forms to the OR we were done. The OR spoke to my boyfriend for about 10mins saying she would be in contact in 2weeks.

After 5 hours we walked out and went for a late lunch and a stiff drink :D

Its still not hit us both yet that its all done but im sure like all of you who have already been through it, it will be a huge relief.

To those yet to go through this process, please do not worry its not the ordeal you are expecting and the support and help you receive from other members on this site is fantastic.

Thanks again to all those who have helped and answered my many questions :A


Treat other people how you would like to be treated yourself and never forget the manners your parents taught you.

Comments

  • Flowerpot_2
    Flowerpot_2 Posts: 690 Forumite
    Well, TD, seeing as Phil isn't around at the mo to say it I will :)
    Itolyouso.jpg
    !!!!!!!!!!!!!!!!!
    So glad it went well for you both today, well done :j
    Fp x
    PS
    Btw Phil this isn't my cat Cloud again :rotfl::rotfl::rotfl:
    (sorry TD to hijack)
    BR 2/6/2009 - AD 2/6/2010
    BSC member 273
    :A :D
    still not smoking :D :A
    :j
    'Dreams are necessary to life'

  • see im with flower it aint that bad is it.

    now sit back chill out and enjoy your new life together xx
    If you want to see the rainbow ,you gotta put up with some rain
  • Hi,

    Well, my boyfriend is officially BR today as of 12.05 and it really wasnt as bad as we were expecting.
    Got to court at 9am with no appointment we were second in line and the clerk took his forms, went through them and asked him to sign and date certain parts then made him swear on holy bible that the info he had written was true to best of his knowledge.
    We then had to wait to see Judge however after a 3 hour wait she then just stamped the papers without us seeing her and then after a further 2 hour wait (cause the clerk went to lunch) and after which he faxed the forms to the OR we were done. The OR spoke to my boyfriend for about 10mins saying she would be in contact in 2weeks.

    After 5 hours we walked out and went for a late lunch and a stiff drink :D

    Its still not hit us both yet that its all done but im sure like all of you who have already been through it, it will be a huge relief.

    To those yet to go through this process, please do not worry its not the ordeal you are expecting and the support and help you receive from other members on this site is fantastic.

    Thanks again to all those who have helped and answered my many questions :A

    Hi, i am the one that went BR today TD's other half i just want to say a massive THANK YOU to everyone who helped me & and girlfriend over the last couple of months you all been brillant with your advice & support .

    Being made BR today still hasn't hit home , having 40k of debt amassed over 20 years from loans , top up loans, credit cards and then more loans
    with no hope in hell of ever paying it all off has caused me so much stress upset and sleepless nights and then for the judge who i didn't even see just to stamp the BR forms is just so surreal i just cant believe it .

    Finally i just want to say a big thank you again to everyone :T:beer:


    Treat other people how you would like to be treated yourself and never forget the manners your parents taught you.
  • jammie1
    jammie1 Posts: 119 Forumite
    Glad it went well for you today, it really isn't that bad is it. Enjoy your evening and have the best sleep tonight that you have had in ages. I did last night though was unfortunately woken by my baby daughter at 5.30am this morning.
  • Flowerpot wrote: »
    Well, TD, seeing as Phil isn't around at the mo to say it I will :)
    Itolyouso.jpg
    !!!!!!!!!!!!!!!!!
    So glad it went well for you both today, well done :j
    Fp x
    PS
    Btw Phil this isn't my cat Cloud again :rotfl::rotfl::rotfl:ks
    (sorry TD to hijack)


    Thanks again Flowerpot and Well Done for your OH too, hope he is happy its all over too and Good Luck to you both

    TD XX


    Treat other people how you would like to be treated yourself and never forget the manners your parents taught you.
  • jammie1 wrote: »
    Glad it went well for you today, it really isn't that bad is it. Enjoy your evening and have the best sleep tonight that you have had in ages. I did last night though was unfortunately woken by my baby daughter at 5.30am this morning.


    Thanks again and it seems a lot of us on this forum have gone BR in the last few days....we`ll have to have a celebration party in a years time :D
    Heres to lots more good nights sleep in the future and Well Done to you Jammie

    TD xx


    Treat other people how you would like to be treated yourself and never forget the manners your parents taught you.
  • jammie1
    jammie1 Posts: 119 Forumite
    I second the celebration party in a years time!!!
  • Wonderful, congratulations. It didn't hit me straight away either and the relief came slowly, but here's to a debt free life and no money worries. You'll both be fine nowxxx
    Bankrupt 11th June 2008
    Automatic Discharge 11th June 2009
  • dack_2
    dack_2 Posts: 237 Forumite
    Great news! Congrats and good luck :)
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