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Hypno's approach to life, the universe and debtbusting.....

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I never cease to be amazed at people who go back and read my tales of debtbusting from the beginning - anyone who does so deserves a virtual packet of jaffa cakes (at the very least!).....
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Money_Fritter
    Money_Fritter Posts: 2,293 Forumite
    How do you keep the motivation going, that is my problem.

    I start off with good intentions, doing surveys, matched betting and other stuff, and then I get fed-up and stop. Then start again awhile later. I really need to get rid of my debt quicker.

    Do you have any tips, do you just treat the debt busting as if it was a second job then, is that how you keep going.

    Thanks

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    How do you keep the motivation going, that is my problem.

    I start off with good intentions, doing surveys, matched betting and other stuff, and then I get fed-up and stop. Then start again awhile later. I really need to get rid of my debt quicker.

    Do you have any tips, do you just treat the debt busting as if it was a second job then, is that how you keep going.

    Thanks

    Money Fritter



    yep thats my problem as well
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yes, I do see it as a job - I need to "earn" more income, and the fact that it is done via MSE makes it no different to any other job really. Whether the money comes from actual income brought in, or in savings within budgets etc, doesn't really matter - it is all helping to balance the books in the long run!

    Also, contributing to the motivation is the memory of how things were so so stressful when our debt was at its worst.....nightmares, looking into going bankrupt, etc etc. We still have a significant amount of debt, and if we are not careful, it would bo easy for that to creep back up, and for those nightmares and addtional pressures to return, and I just can't go back there. I don't know that I could hack it again. So that drives me on - the need to be "comfortable".......preferably in a different house, but even if it were to be in this house, the ability to sleep at night, and have the knowledge that the bills are paid and food is on the table is huge motivation for me.

    And I have said before, and I will say again, that MSE, and in particular this board and those that contribute to my diary, are a great motivator - it is the reason I post so much.....because it keeps me going :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    and i think for alot of us... the way you are and what you have achieved is one of the reasons we all seem to congrugate here and feel comfortable and inspired and do our best to succeed with our own dreams
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    But I do wish that the MSE techie people would stop playing around with the "abuse" "quote" "thanks" etc buttons.........in the course of today we have seen all sorts of movements going on at the bottom of each post.......:mad:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    elantan wrote: »
    and i think for alot of us... the way you are and what you have achieved is one of the reasons we all seem to congrugate here and feel comfortable and inspired and do our best to succeed with our own dreams
    :T:T:T:T Yep... Hypno - you seem like a whirlwind of energy with endless new ideas and endless good humour. Your budget didn't (doesn't??) balance without all the MSE stuff (does it now since you've paid off loads?) but you STILL manage to survive it with lots of very hard work paying off at a huge rate of knots and the kids still get to ski. This place would not be the same without you. :D You inspire soooooooo many people and I've personally learnt a lot hanging around here! This is one of my favourite threads! :T

    I think your diary was one of the 1st I read here (yep all the way through though it was a while ago so a fair bit shorter :rolleyes:) and the energy contained here is utterly infectious and if even 5% off it rubs off on me I'll be happy!

    Thank-you, thank-you, thank-you, thank-you! :T :D :iloveyou:
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • skint_spice
    skint_spice Posts: 13,434 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    But I do wish that the MSE techie people would stop playing around with the "abuse" "quote" "thanks" etc buttons.........in the course of today we have seen all sorts of movements going on at the bottom of each post.......:mad:

    I am glad the abuse button has moved - much less easy to hit it by accident! or maybe that's just me:o...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hypno06 wrote: »
    But I do wish that the MSE techie people would stop playing around with the "abuse" "quote" "thanks" etc buttons.........in the course of today we have seen all sorts of movements going on at the bottom of each post.......:mad:
    Yep you never quite know which button to hit... Yesterday I kept on hitting abuse and now they've moved them again I keep quoting people! :rotfl: Any bets where the abuse button will be tomorrow? :rolleyes: :rotfl:
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I am glad the abuse button has moved - much less easy to hit it by accident! or maybe that's just me:o...


    i nearly hit it a good few times as well skinty to be honest
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