Loan Application - bank acc registerd to different address

little_alien · 7 July 2009 at 12:17PM

Hi all

Im about to apply for a consolodation loan with good credit score,

but my bank has always been registerd to my parents address - whilst i was a student etc. but i never got around to changing it.

i have been at my current address for 2.1 years

how will this affect my application - am i likely to get refused or see APR go up because of this and if so what to dooo...

thanks

cally6008 · 10 July 2009 at 6:32PM

2 years is a long time to go without changing address for your bank

jonesMUFCforever · 10 July 2009 at 11:28PM

Part of the credit score will check the electoral roll - if you are on at your parents address I don't see any problem on the other hand.......?

little_alien · 13 July 2009 at 11:23AM

my electoray roll is at the current address - i have now changed my bank accounts to match.

anotherpaul_2 · 13 July 2009 at 1:32PM

If you can wait, it would be worth giving it time for the change of address at the bank to show up on your credit file. That assuming that you bank account is actually listed - mine isn't.