Can an old CCJ go back to court?

TAG

I'll try and make this brief.

Ex Hubby had a CCJ registered for a debt back in 1992ish. The CCJ has dropped off of credit file etc etc. But, the debt is still being paid off regulalry every month.

It has been sold on and sold on. The DCA that has it now has threatened to take it back to court again. Am I right in saying that they cannot do this? Bear in mind this debt is now nearly 15 years old!

THE_LONE_RANGER_4

Have To Check On This One But Im Sure Harrassed Will Be Along Soon To Be Honest If It Were Me Id Stopp Paying If They Took You Back To Court Start Paying Again But 15 Years Id Say Go Whistle

TAG

Thanks for that. I feel the same but it's a very long story.

I really need an answer on this asap as need to sort it on Monday morning.

file_wizzard

TAG wrote:

I'll try and make this brief.

Ex Hubby had a CCJ registered for a debt back in 1992ish. The CCJ has dropped off of credit file etc etc. But, the debt is still being paid off regulalry every month.

It has been sold on and sold on. The DCA that has it now has threatened to take it back to court again. Am I right in saying that they cannot do this? Bear in mind this debt is now nearly 15 years old!

CCJ's are not covered under the limitations act and therefore technically can be pursued indefinitely, However a creditor, or the company the debt has been assigned to would find it extremely difficult , if not imposable to convince a court to enforce any further action after such a long time.

the only action that could potentially be taken is to apply for a warrant of execution, or a charging order if you own your property, however as stated the chances of a court awarding this after such a long time are minimal to say the least.