Will we have to sell?

EdInvestor

See a solicitor about beneficial ownership and whether the deeds should be altered to reflect that (and how that would impact on deprivation if at all).The case Errata mentions is very unusual and arguably rogue in that while spouse is living in the house it must be disregarded.

Errata

Ed - it was overseen by a solicitor, the local authority and an Age Concern avocate. I doubt they would all collude in a 'rogue' process.

EdInvestor

Errata wrote: »

Ed - it was overseen by a solicitor, the local authority and an Age Concern avocate. I doubt they would all collude in a 'rogue' process.

Perhaps we have been here before? The rule generally AFAIK is that when a married/CP person goes into care, while the spouse/partner is in the property, it is disregarded.This applies regardless of the way in which it is owned.

When I say 'rogue' I mean that some LAs may attempt to use other guidelines which are not mainstream - just as there is no such thing as the 'National' Health Service, but rather a lot of individual health authorities which all have different priorities in terms of what they will fund. These tweaks may advantage or disadvantage an individual family.

In any case as I said this aspect is not relevant to the OP, who should see a solicitor if he can't organise the sheltered accomm route.....

margaretclare

I think you need to clarify whether it is sheltered accommodation or a nursing home. As someone else has said, the two are very different!

Sheltered accommodation is designed to encourage elderly or disabled people to live as independently as possible. Nursing home means someone needs nursing!

As an example, I go for a fitness class to a local sheltered accommodation complex. I was there yesterday and I spoke to the manager. The residents have all bought their own flats within the complex - £90 - £100K each. So therefore, they will have sold whatever they had before they moved there. The place is very nice, and there seems to be a lot going on, a lot of lively activity. Or, some sheltered accommodation is rented from a housing trust. These people don't need 'care' as such, but living in a normal house, even a bungalow, would be too much for them, and they need someone around 'just in case'.

Nursing homes - the person needs nursing, not just 'care'.