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Remortgage Advice
thewookie
Posts: 33 Forumite
I asked previously about student mortgages and thanks for the info but now I have further questions for you guys 
Will banks count a student loan as part of my income?? I will be looking to (hopefully) remortgage next year and I will be back at Uni, so my income will be from my student loan, my 2 part time jobs (28 hours) and my partner who is also working 20 hours. House was originally valued at £105000 paid 10% deposit, so assuming there has been little valuation change to my home (no real price drop for my area) my LTV will probably be about 85-90%. What are my chances of being able to remortgage? If necessary would a bank accept parents as guarantors? Any other pearls of wisdom you can supply would be greatfully received.;):D
Will banks count a student loan as part of my income?? I will be looking to (hopefully) remortgage next year and I will be back at Uni, so my income will be from my student loan, my 2 part time jobs (28 hours) and my partner who is also working 20 hours. House was originally valued at £105000 paid 10% deposit, so assuming there has been little valuation change to my home (no real price drop for my area) my LTV will probably be about 85-90%. What are my chances of being able to remortgage? If necessary would a bank accept parents as guarantors? Any other pearls of wisdom you can supply would be greatfully received.;):D
0
Comments
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You need to speak to your existing lender to see what they can offer you.
Changing lenders isn't going to be an option.0
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