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Lloyds increased amount to spend ??
di3004
Posts: 42,579 Forumite
Hi guys
Was meant to post up on this last week and it slipped my mind, reading on another thread reminded me.
We are paying token payments, only recently though and Lloyds are well aware of our situation, even though they have made a point on the credit card statement of the late payment and added late charges, hence them receiving the token payments, they also raised the credit limit!
I thought they were not allowed to do this anymore, I may be wrong but before that they decreased it to zero, and now almost £100 available, however the card are well and properly torn and will be sent back to them, as we have no intention of going into this at all.
I also thought they would have to discuss this with you now as well and not add without your permission sort of thing.
Can anyone advise on this, thanks.;)
Was meant to post up on this last week and it slipped my mind, reading on another thread reminded me.
We are paying token payments, only recently though and Lloyds are well aware of our situation, even though they have made a point on the credit card statement of the late payment and added late charges, hence them receiving the token payments, they also raised the credit limit!
I thought they were not allowed to do this anymore, I may be wrong but before that they decreased it to zero, and now almost £100 available, however the card are well and properly torn and will be sent back to them, as we have no intention of going into this at all.
I also thought they would have to discuss this with you now as well and not add without your permission sort of thing.
Can anyone advise on this, thanks.;)
The one and only "Dizzy Di" 
0
Comments
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Hi guys
Was meant to post up on this last week and it slipped my mind, reading on another thread reminded me.
We are paying token payments, only recently though and Lloyds are well aware of our situation, even though they have made a point on the credit card statement of the late payment and added late charges, hence them receiving the token payments, they also raised the credit limit!
I thought they were not allowed to do this anymore, I may be wrong but before that they decreased it to zero, and now almost £100 available, however the card are well and properly torn and will be sent back to them, as we have no intention of going into this at all.
I also thought they would have to discuss this with you now as well and not add without your permission sort of thing.
Can anyone advise on this, thanks.;)
I think that may be what is being proposed just now, but as far as I know they can still up your credit limit without consulting you at present. Hope this helps but it may be useful to check this out.LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0
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