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Mortgage Payment Protection

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Comments

  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Helpwhere I can

    You have not mudded the waters, I've already mentioned PHI in my post on 10/4, and suggested a longer deffered period in my psot yesterday, as this would be my preferred level of cover for my clients in this situation.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • I would not recommend HelpU Pay, they look the cheapest, but when you look into their small print I was told over the phone that they can go back to day one for sickness and illness, but for unemployment there is a massive wait of 120 days before you are eligible followed by another 30 days, so if you should happen to become unemployed within 5 months you are totally stuck!
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The protection online product is a non advised version of the paymentshield product


    The 25% free part of the other product menbioned , whilst still a good price , is of course just priced in to the overall cost
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
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