mortgage application with abbey

mc711111

have applied for a remortgage with abbey to take advantage of the 5 yr 4.99 fixed rate.
have gone through L&C and everything seems ok so far.
i had applied for £56000 (£4000 to repay debts) against a property i bought for £145000 2 years ago
The valuer has been out, abbey have suggested i increase my loan to £57500 to pay off all my debts which i am ok with
finally i have sent off my last pay slip which seems to be it - just waiting for an offer

i know my income is tight but the figure i gave L&C was what i earned last year per my p60 so the info i have given is accurate

just getting a bit worried that after all this they may decline me

what do you think - would any problems have been flagged by now??

_Andy_

There isn't any point in any of us speculating - they will either decline you or approve you, just need to wait and see.

Conrad

I'm gunessing your payslips might show fluctuating income, but without us being privy to them we have about as much chance of guessing whether there is life on Saturn.

mc711111

got my offer today

any idea how long it should take to complete based on it being a remortgage

_Andy_

Give the solicitor a call.