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How to apply for a mortgage?

A little new to this, first time buyer.

Looking at applying for a mortgage now I have the deposit in place, what's the best way to go about it for a first time buyer, apply online or actually go in to a bank or estate agents?

Thanks

Comments

  • mdhelp
    mdhelp Posts: 19 Forumite
    As a starting point I would do all three options - research online, go to the banks and speak to a broker. Become armed with as much information as possible.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Get an idea of how much you can afford to borrow in terms of monthly outgoing. Rather than what you can potentially borrow. Running a property and home has a lot of costs that add up.
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