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Mortgage Arrears Fees - Can I reclaim?
BigNige
Posts: 226 Forumite
Can I reclaim arrears fees from Northern Rock as a result of my mortgage being late. £55 for 3 months overdue and £25 for 2 months is totally over the top?
Not getting conclusive evidence from MSE one way or the other.
Can I reclaim under the same principles as the bank charges?
Not getting conclusive evidence from MSE one way or the other.
Can I reclaim under the same principles as the bank charges?
Total Reclaimed from banks and credit cards so far: £14139 :T
Amount outstanding £550 :beer:
Amount outstanding £550 :beer:
0
Comments
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Less success on these and many have ended up quite a bit out of pocket in trying. There are posts in the mortgage section you may want to search where people have posted that they have tried and lost. Many of the lenders seem prepared to go to court on these as the fees are not packaged as penalty charges with most of them but to pay for the work and servicing that being in arrears generates.
Some have had success but not on the scale of any of the other areas.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
so sounds like it may be a case of asking them to do it as a gesture of goodwill etc etc
Its only £200 I am talking about in my case. Not worth taking them all the way for it...Total Reclaimed from banks and credit cards so far: £14139 :T
Amount outstanding £550 :beer:0
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