should I be paying tax?

noiseboy1

Hi,
I recently took on a second job that is casual with varying hours each month.
I have noticed though that I have not been charged any tax. Would anyone be able to tell me if I should be?!

My first job details are as follows:
Year 2009/10
Tax Code 647L/0
YTD Taxable Pay £1819
YTD Tax £64.60

I believe I am being emergency taxed for this; saving for uni thus doing lots of overtime!

Second job details:
Year 2009/10
Tax Code 647L
YTD Taxable Pay £443.31
YTD Tax £0

Should I be paying tax??

Money_Grabber13579

For your second job, you should really be on the tax code BR, which means that you wouldn't get a second personal allowance. Would I be right in assuming that for your first job, your income for 09/10 financial year will be more than £6475? It would appear that it would be, and if so, then you need to be paying more tax.

At the moment, you are getting 2 personal allowances, so you will need to inform HMRC of this. If your total income for the year is going to be less than 6475, it won't really matter, as the tax paid will be right. Even in this case however, it would be best to inform HMRC anyway, just to keep their records right.

Lokolo

As above. you're second job should be on BR tax rate rather than 647L again. Thus at the moment you are not on emergency tax.

I constantly have this problem when going between jobs. Its fine though. Whichever job you earn more in you want that to have your personal allowance. The other job, you should inform HMRC this is the case.

You should also make sure the right National Insurance Number is down on the payslips.

Overall, if you earn less than £6475, then you can claim any income tax paid back.

Also, if you want, you can split your tax code. so have £2000 on one job, £4475 on the other, upto you.