Remortgaging with a Default

louie31

I put in an application for a remortgage with allianze and leicester, I was accepted no bother, even paid £280 evaluation fee,

This is my family home and i only pay the mortgage (dont live there) but parents names are also on deeds of house. It turned out there was 3 names on deeds and we thought it was just 2, to cut a long story short we had to reapply under 3 names and we were turned down flat, as i have a default showing on my credit file. This default has been on my record since i first got a mortgage and never had bother before,

I apparently cant get valuation fee back now as i have been turned down

I want to get a reasonable remortgage deal to consolidate other loans etc, i was thinking of halifax but will this default cause problems.

Looking advice as soon as possible as my last mortgage deal ended in march this year

_Andy_

Speak to a whole of market broker.

louie31

thanks, but we have one and im fed up chasing him.

herbiesjp

You could find another one

And have an up to date copy of your credit file to show them