We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Removing a default on my credit file
:mad: Hi Guys,:j
I am new to the site :beer: and wanted help with removing a default from my credit file. I have followed the letter templates and have now sent 8 letters requesting a copy of the default notice as I never received one.:mad:
They have wrote this time saying they are NOT legally obliged to provide me with a copy of the default and as my account is now closed (which its not as still paying the loan at reduced monthly payments) they cannot provide me with a screen print either.:mad:
I am unsure what to do next as I was of the understanding that They HAD TO LEGALLY provide me with a copy of remove the default?
Any advice would be great - Thanks and hi to everyone :T :hello:
I am new to the site :beer: and wanted help with removing a default from my credit file. I have followed the letter templates and have now sent 8 letters requesting a copy of the default notice as I never received one.:mad:
They have wrote this time saying they are NOT legally obliged to provide me with a copy of the default and as my account is now closed (which its not as still paying the loan at reduced monthly payments) they cannot provide me with a screen print either.:mad:
I am unsure what to do next as I was of the understanding that They HAD TO LEGALLY provide me with a copy of remove the default?
Any advice would be great - Thanks and hi to everyone :T :hello:
0
Comments
-
If its within the last 6 years they have a legal obligation under the data protection act to keep records. give them a subject access request0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards