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Cheapest Two Year Fix

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Comments

  • tomstickland
    tomstickland Posts: 19,538 Forumite
    10,000 Posts Combo Breaker
    I've just taken the 4.39% deal with Halifax. A few weeks back Portman (or Britannia) had a 4.29% deal but that's gone now.

    I went via London & Country (fee free whole of market broker).
    Happy chappy
  • Ian_W
    Ian_W Posts: 3,778 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Pauper,
    You really ought to change your user name if you have incomes that allow you a £270K mortgage - at least, that is, until such time as you've actually got it!! :rotfl:
    With that size of mortgage, aside from those deals where the arrangement fees are a % of the loan [Northern Rock spring to mind], lowest rates are probably far more important than the standard type arr fees of circa £500. If you're fairly certain you won't be moving for a while it may be worth considering fixing for a longer period, 3 or 5 yrs as rates are pretty low atm. Of course they could go down but there is probably more likelyhood of them rising in the medium to longer term.
    HTH.
  • I've just taken the 4.39% deal with Halifax. A few weeks back Portman (or Britannia) had a 4.29% deal but that's gone now.

    So has the Halifax deal now. It's gone up to 4.49%

    SS

    There is now a 4.3% fix with a low(ish) completion fee (not Halifax)- available as an intermediary exclusive- See with a broker to check whether it suits
    I am a fee charging WoM Mortgage broker.
    I now no longer give information and opinion within the Mortgage boards, because a number of posters who, having approached me professionally, agreed my fee-which has been been made very clear at the outset, taken my advice (normally cancelling a [home visit] meeting at short notice) have then approached one of the fee-free brokers on here to arrange the very same deal I have advised.
    Whilst I totally concur with the ethos of "money saving"- abusing the goodwill of a professional who provides a quality service is taking it too far! :mad:
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm sick to death of halifax pulling fixed rates without notifying. does anyone else get notification emails?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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