Yorkshire Bank mortgage-awaiting decision

ernie100

I have already posted a similar question surrounding a recent application for a mortgage with yorkshire bank. I went through the full application and the advisor at the bank said all was fine and shouldnt have any problem getting the mortgage offer. I was wondering what happens next?

If there are any problems,is it a straight NO or would they ask for more information?

Reason I ask is, my current experian credit report states I owe £8125 on a loan and £10,600 on credit cards,a total of £18,725 , actually I owe nothing on the loan and £6200 on the credit card (After learning to fly)so a total of £6200. Im worried that when the bank check they will think I owe more than I do. I have provided them with proof I have paid the loan off but they have no proof (yet) that my credit card balance is wrong. I have tried and tried with ecxperian to get this sorted. I can provide statements from the credit card company which show the real amount owed.

any advice would be welcome!!!!

dimbo61

Can you send in / drop off your latest statement about the CC cards to the YB .
It can only help !

ernie100

Yes I can. But, I went into the branch on Thursday morning and I was told a decision would be made by Monday. Im wondering if it will be a straight no, or a no but if you prove what you say then ok!

ernie100

Approved! what happens next?