We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A big thankyou to all who have helped me on this forum
thatsyourlot
Posts: 189 Forumite
Hi,
I just wanted to thank all & sundry who replied to my posts.
I have managed to fill in my BR forms online & on Monday will be ringing my local court to see when they can fit me in, so that I can petition it all.
It looks like I will have to cease my online business (im self employed) which I am so sad about as I have put my heart & soul into making a go of things with it but if its making a loss, theres no point in going on anymore.
I will have approx £150 surplus at the end of each month & so I am expecting an IPO but I really dont care about that, I never wanted to NOT pay any of the debt back that I have racked up, so £150 per month towards it all is a damm sight better than the £1590 I have been struggling to pay each month (robbing peter to pay paul)
You guys on here have all made me feel so welcome & eased my mind so much.
I will let you know how it all goes with the BR & afterwards.
Good luck to all that are starting out on the journey.
xxx
I just wanted to thank all & sundry who replied to my posts.
I have managed to fill in my BR forms online & on Monday will be ringing my local court to see when they can fit me in, so that I can petition it all.
It looks like I will have to cease my online business (im self employed) which I am so sad about as I have put my heart & soul into making a go of things with it but if its making a loss, theres no point in going on anymore.
I will have approx £150 surplus at the end of each month & so I am expecting an IPO but I really dont care about that, I never wanted to NOT pay any of the debt back that I have racked up, so £150 per month towards it all is a damm sight better than the £1590 I have been struggling to pay each month (robbing peter to pay paul)
You guys on here have all made me feel so welcome & eased my mind so much.
I will let you know how it all goes with the BR & afterwards.
Good luck to all that are starting out on the journey.
xxx
0
Comments
-
Good luck TYL you sound very positive....look forward to updates of the "big day"
(only after the £150 the OR will not take it all....just a percentage)
We all die. The goal isn't to live forever, the goal is to create something that will0 -
Hi TYL
Good luck on Monday....I hope that when you call on Monday you will not be waiting too long.
Keep posting Hun.
Angiex0 -
Yes TYL i had a suplus of £119 and my OR took £50. Good luck lets us know when you get that all important date.DxFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Good luck with Monday. Don't forget we are here after it's all over to help with questions we might have to ask you, lol.:rolleyes: Money Talks ...but all mine ever says is Goodbye! :rolleyes:0
-
Ahhh thanks guys!!!
To be honest I will feel guilty if they DONT issue an IPO on me. I know that may sound daft but its me that got in this situation, so I actually want to pay something back...even if its only a wee small amount.
How silly do I sound...lol
When I rang our local court last week to get them to send me the forms through the post, the lady I spoke to said there was a 6 week waiting list then, so it looks like there will be a wait but who cares!! I just want to get it all sorted now.
Thanks everybody
xxx0 -
No that does no sound silly. I felt the same. But when i changed jobs my income dropped. I actually asked my OR if i could carry on paying the £50:o. They did not allow me to so my OR dissolved my IPA(he [EMAIL="coc@ed"]coc@ed[/EMAIL] up he should have just suspended it)so when i got my ED a couple of months later that was it. I can undertstand why people try to avoid an IPA as you are still,in all intents and purposes,accountable to the OR for the duration. DxFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
TYL you can ring the court everyday and see if they have a cancellation if you can get to the court quite quicklyBSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0
-
Thanks for info TF2006,
I have to catch 2 buses to get to my local court, I dont drive so no car but thanks for letting me know I could do that. Its always good to get more info.
x0 -
Agreed.....I did the same for mine a couple of years ago....Liverpool finally managed a cancellation (or they were sick of the sound of my voice ringing every day!)We all die. The goal isn't to live forever, the goal is to create something that will0
-
philnicandamy wrote: »A (or they were sick of the sound of my voice ringing every day!)
...hehe Phil....not sure `stalking` the local court was a good idea
:D:rotfl: 0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards