MPPI - Legal and General

RJRock

A follow up to an earlier post in June re L&G sending notice to more than double my current MPPI (Mortgae Payment Protection Insurance):

Having got a good steer, I went to iprotect .co .uk
In summary: More cover for less than HALF PRICE:beer:. (£980 for £23/month)
The online quote tool allowed me to tailor for 0-180 day qualification for both unemployment and sickness. e.g. my company offer 13 weeks paid sickness so I entered 90 qualification for sickness and 0 days for unemployment.
As a bonus they (iprotect) also waiver the initial qualification period if you are already have another policy - this is important as a lot of insurance outfits don't allow any claim until you've been with them for a while.

Tip: don't cancel your current policy until iprotect confirm your new policy and then take delight in speaking to L&G when cancelling.

Foot note: when I spoke to L&G today to cancel, they told me that their management had changed their mind on increases to MPPI policies.:T Fine, but too late for me and I doubt they could match Iprotect for flexibility and price. They also tried to warn me that I wouldn't be covered for a while with a new provider to which I suggested they check their competitor's policies.