Bankruptcy & new bank accounts?

slummymummyof2

Hi there.
I went bankrupt in August 2007 when my child was taken ill & I had to give up work, I was discharged early 2008. I've not done anything since then about getting a bank account but figure it's about time I start to build up my credit rating etc.... so that in the future my husband & I can try to get a mortgage (living in rented with two babies & constantly having to move because of landlords getting into debt is really getting us down - not to mention disrupting our kids). Can anyone recommend what steps I should be taking? Which banks will take me?
Thanks everso.
Jx

blind-as-a-bat_2

First check your CRA files

http://forums.moneysavingexpert.com/showthread.html?t=677875

No point doing anything else untill that is done.

In the presant climate getting a mortgage is hard for anyone without a deposit.

If you could raise say 5-10% it would help, not sure how much though

slummymummyof2

Thanks Blind-as-a-bat. I'll take a look at that link and see where to go from there. :kisses3:

tigerfeet2006

I have read on here that at the moment the mortgage co.s are looking at 25-30% deposit.