do all landlords credi check you? br discharged and need to move

cashmeregirls

hi all

i am a discharged br (jan 2009) and need to move home as we took a council flat after i sold my home before br and it is awful. i am working again for myself and doing well but scared i will fail a credit check by a landlord /agent. i had ccjs prior to br but nothing since .i went br in jan 2008 and discharded 2009.
any advice welcome thanks

JustJewels

Hi

No, some private landlords don't do credit checks (it costs money to subscribe to the database) however all letting agents (that I've come across) do

So you need to find yourself a landlord who manages their own property without involving letting agents.

HTH

JJ

blind-as-a-bat_2

some letting agency's/LL will accept BR's, it usually takes the normal costs plus six months up front, and sometimes a guarentour to boot.

BR makes it harder to rent through an agency, but not impossible.

The only downside is wasting the credit search costs if you get turned down:mad:

Pammybun

We are still in our three year BR and had a tough time getting a private lease due to our situation.

However we were totally honest and up front with our landlord and as long as we showed him ou rproof of income and that we could pay the rent he was fine.

We also showed him a letter from our Trustee which said we could afford the monthly payment for rent.

I think honesty is the best policy from the word go.

Pam