How do I get out of this???

koala910

It includes colouring etc - I dont think thats too bad. Its hard to pretend to be a natural blonde . . . :rotfl:

doodledo_2

I think what Talana is saying is things such as haircuts/colours is an obvious area for cutting back if you really want to put everything into your debts.

Its a personal choice obviously. I used to get my hair cut and coloured every 5 weeks and used to cost me in excess of £100. When I realised I was paying over £1000 a year on my hair and had £20k of debt for me I just couldnt justify it.

So I went back to my natural colour and now have just a cut every 6 weeks. The funniest thing for me is that I get more comments about my hair now then before so maybe I was wasting money even more than I realised :rotfl:

dfh

During the summer,drive with the A/C switched off and the windows open.During the winter,keep switching the heater off periodically.You will be amazed at how much petrol bills come down !

talana

Exactly!
If you want to spend money on hairdressing/colouring, then fair dos, who am I to argue?

But remind me again why you've posted on this board?
Your soa says that you need to cut back by £197 a month at present to break even.
If you can't/won't make savings on some areas then you need to make them on others.
It just cuts down your remaining options, and there's not a massive amount of wastage that I can see, apart from that £400 on petrol (another area which can't immediately be changed apparently).

That's not meant to sound harsh.
But you have to decide where on your soa you're going to find this £197

HannahandMark

dfh wrote: »

During the summer,drive with the A/C switched off and the windows open.During the winter,keep switching the heater off periodically.You will be amazed at how much petrol bills come down !

Driving with the windows down is only fuel-efficient below 50mph. Above that speed the aerodynamics of the vehicle mean that it is better to close the window and use the A/C!

littlemissmoney

If you deduct all your work related expenses (£400 petrol, car loan) from you earnings (£1,500), how much are you actually earning? Might you be better looking for another job?