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First Time Buyer Advice - 25yr old

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Comments

  • Wickedkitten
    Wickedkitten Posts: 1,868 Forumite
    Part of the Furniture Combo Breaker
    What part of the country are you in first of all?
    It's not easy having a good time. Even smiling makes my face ache.
  • quite right stanmore, I want to move back to my mums too so I can afford an x5 but she won't let me :(

    L

    But i thought all mortgage brokers earnt soo much they all had whatever they wanted! :rolleyes:
    I am a fee charging WoM Mortgage broker.
    I now no longer give information and opinion within the Mortgage boards, because a number of posters who, having approached me professionally, agreed my fee-which has been been made very clear at the outset, taken my advice (normally cancelling a [home visit] meeting at short notice) have then approached one of the fee-free brokers on here to arrange the very same deal I have advised.
    Whilst I totally concur with the ethos of "money saving"- abusing the goodwill of a professional who provides a quality service is taking it too far! :mad:
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well if a Y reg old shape renault megane is anything to go by I mustn't fit the stereotype. saying that I do have 10 children to feed.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • well if a Y reg old shape renault megane is anything to go by I mustn't fit the stereotype. saying that I do have 10 children to feed.

    With a trailer i presume for the children and all the paperwork!

    (at least you don't get daubed with muddy water like the SUV's do here!!!!)
    I am a fee charging WoM Mortgage broker.
    I now no longer give information and opinion within the Mortgage boards, because a number of posters who, having approached me professionally, agreed my fee-which has been been made very clear at the outset, taken my advice (normally cancelling a [home visit] meeting at short notice) have then approached one of the fee-free brokers on here to arrange the very same deal I have advised.
    Whilst I totally concur with the ethos of "money saving"- abusing the goodwill of a professional who provides a quality service is taking it too far! :mad:
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sorry whats a SUV's stanmore? (I don't really have 10 kids, just three it just feels like I have 10)
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • X5- Mercedes ML type vehicle Stands for Suburban Utility Vehicle- "Chelsea Tractor" for dropping off the precious children in the posh bits of london/ or Manchester et al.

    No good in the country tho!
    I am a fee charging WoM Mortgage broker.
    I now no longer give information and opinion within the Mortgage boards, because a number of posters who, having approached me professionally, agreed my fee-which has been been made very clear at the outset, taken my advice (normally cancelling a [home visit] meeting at short notice) have then approached one of the fee-free brokers on here to arrange the very same deal I have advised.
    Whilst I totally concur with the ethos of "money saving"- abusing the goodwill of a professional who provides a quality service is taking it too far! :mad:
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ah right i see. must be a southern thing!! Up here anything considered a 4 wheel drive is considered necessary and functional, or we all get snowed in and slide down very steep hills! We have a landrover as well but its an old T reg one, and green. and I can't reverse it to save my life!
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • and I can't reverse it to save my life!

    How's the parking as well, or is it just anywhere in the field? :p
    I am a fee charging WoM Mortgage broker.
    I now no longer give information and opinion within the Mortgage boards, because a number of posters who, having approached me professionally, agreed my fee-which has been been made very clear at the outset, taken my advice (normally cancelling a [home visit] meeting at short notice) have then approached one of the fee-free brokers on here to arrange the very same deal I have advised.
    Whilst I totally concur with the ethos of "money saving"- abusing the goodwill of a professional who provides a quality service is taking it too far! :mad:
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well last week when my tyres were being done in the megan i took it to asda . you know those trolly parks in the middle of where the car parking spaces are? Well I tried to squeeze it into a small space between the trolley park and another car. drove it in alright then realised i couldn't open drivers door to get out. started to reverse out and must have oversteered or something, heard this crunching noise, and when I got out the side was all dented in (from the metal post which is part of the structure of trolley shelter). I had to tell hubby someone had hit me and not left a note. He said whats hit it a 747 or something......

    Thats why I drive a megane, small and easy to park. I've only been driving a year and although I've never hit another vehicle. I've reverse into car park railings, a brick wall, and caught my front bumper on someones tow bar when doing a 3PT last week....and you should see the state of my wheel trims!
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Get a tow bar fitted! (fromt and back!) :D

    Just as long as you don't bash your clients car as one of my staff did a few years ago!
    I am a fee charging WoM Mortgage broker.
    I now no longer give information and opinion within the Mortgage boards, because a number of posters who, having approached me professionally, agreed my fee-which has been been made very clear at the outset, taken my advice (normally cancelling a [home visit] meeting at short notice) have then approached one of the fee-free brokers on here to arrange the very same deal I have advised.
    Whilst I totally concur with the ethos of "money saving"- abusing the goodwill of a professional who provides a quality service is taking it too far! :mad:
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