H & t pawnbrokers are being a nightmare!!!

cara89

I took out a cheque cashing advance with H & T Pawnbrokers a while ago, At the time I was fine etc etc. Until they decided to bank cheques on my account but obviously no money was in my account. I had a letter last week to say that if I pay the full balance then the 25.00 bounced cheque charges will be waived. However I've explained my situation and circumstances etc etc. Today while I was at work, I get a phone call off a nasty woman called Wendy saying I promised to pay so on etc etc etc, I told her to call me back on my mobile at 5.30 I didnt hear my phone and she left me a really really nasty voice message saying ....... you're really starting to.... I think she wanted to swear down the phone but realised she got my voicemail. I get home and hear that she's now threatened my mom :O saying If I don't call her back then she will send someone round my house which i'm scared of. I'm on a DMP and I know they can sort it out the thing is I'm scared that they'll try and bank the cheques like the moneyshop did and take all my wages someone could give me some advice it would be highly appreciative xxxxxxx

debtdestroyer007

unfortunately, the only way around it is to get ur salary paid elsewhere, that way when the cheques are honoured by ur bank, u will have a debt with the bank.

and in future never ever get a cheque cashing advance, u can always register with a credit union u know, they are a much better bet