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New MFW - have I become obsessed???

1399steve
Posts: 139 Forumite
I'm a year into my first ever mortgage and decided recently to up my monthly payment to the maximum allowed on my current 3yr fixed deal to try and clear it asap. Felt great to have set this up and start to bring the remaining term down but since I've done it something weird has happened!!
Whenever I allow my mind to wander, I find myself thinking (or maybe even obsessing) about how how much I'll have at the end of each month to put away for future OP. As someone who's never really had a serious financial responsibility before - this feels very weird!
Anyone else experienced this phenomenon?
Whenever I allow my mind to wander, I find myself thinking (or maybe even obsessing) about how how much I'll have at the end of each month to put away for future OP. As someone who's never really had a serious financial responsibility before - this feels very weird!
Anyone else experienced this phenomenon?
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Comments
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Welcome
And yes you will become obsessed
First you'll starting reading other peoples diarys, then you'll think "what a great idea I could do that" and the bigger the obsession gets
Then before you know it you'll be trapped.....................
Good luck and well done for starting so early :TMortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
Ha thats what I was worried about!! Can't cope with thinking about this at every spare opportunity for all that time - I'll have to get it paid off asap just to get it off my mind!!!! Or hopefully the obession aspect will wear off over time and just become routine!! :rolleyes:0
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Obsession is a must on this board......
TPAxMFW - We've only gone and blooming done it!May 2013:j0 -
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It has become an obsession with me as well. If I see something in the shop I think no I cant buy that as that would be less OP this month. BUT I do think that surely I cant live like this for the next 14 years
I am looking at things that are in sales and on offer and thinking how much could I resell that for!
I hope it doesnt completely take over my life but I am thinking of the end goal and how much easier my future will be after all the hard work. Wish I had started it years ago!
Good Luck
xxMPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0
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